Mobile Home Division - Coverages

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Designing a state-of-the-art program for manufactured home community owners and retailers requires a degree of partnership between an agency and the carrier. Haylor, Freyer & Coon brings many years of  industry expertise to the table. The result is an insurance program customized to the needs of your manufactured housing business.

Program Highlights

• Dealer Physical Damage Coverage offers an all-in-one coverage form for inventory, cargo, tools and equipment, labor value, and environmental displays.
• General Liability Rates that apply per home sold for retailers, and per site for community owners.
• Employment Practices Liability Insurance with a 3rd Party Endorsement.
• Non-Owned Debris Removal
• Access to Pollution coverage for Oil Tank Spills
• Data Breach Coverage
• Business Income Coverage responds to loss of income resulting form direct damage to non-owned homes in your community.
• Enhance Property Coverage that includes additional amounts of coverage for monies and securities, and computer equipment.
• General Liability extensions giving aggregate limits per location, and automatic additional insured wording.
• Automobile coverage that includes hired physical damage coverage and rental reimbursement expense.
• Bonding capabilities to satisfy licensing or permit requirements