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Insuring all you Value


Getting the complete coverage you need is no accident. Request a quote today.


When it comes to writing policies that protect you over time, we’re right at home.

Recreational Vehicles

Get out there and have fun. We’ll make sure no worries stand in your way.

Commercial Business

No matter what your business is, being here to insure all you value is ours.


After more than 85 years of excellence, the right choice for insurance is public knowledge.

Manufactured Housing Dealers & Communities

Peace of mind can’t be manufactured. Turn to our Manufactured Housing Division for help.

Administrative Relief Technology

Choices, Private Exchange, compliance, technology and streamlined administration of all your employee BeneFITs in one easy-to-use, secure website.

Compliance Management

Healthcare reform, compliance and education training can help ensure the protection of your company and your employees.

Employee Health Improvement

Employees are your company’s biggest asset. Wellness fosters presenteeism, improves productivity and creates a happier, healthier workforce.

Student Property

You value your personal property. Now learn how you can protect it. Get a quote today.


Keeping you in the classroom and protecting your well-being, on campus and off.


Worldwide coverage for every study-abroad experience

Loss Prevention Solutions

Don’t react to losses – avoid them altogether. Work with us to learn how.

Environmental Management Solutions

Through experience and relationships, we’ve created the perfect environment to help with liability and risk.

Claim Advocacy

Let our experts help keep your workers’ comp claims – and your costs – under control.


From cars to homes to toys, if you can buy it, we can insure it. Get a quote today.


When it comes to your business, we’re more than an insurer – we’re your trusted advisor.


For student health, personal property or specialty insurance, we’re always the smart choice.

Explain the Workers Compensation Insurance Captive Program

The Board of Directors of ARANY voted in November of 2011 to establish a new Captive Insurance Program to provide quality and affordable Workers’ Compensation Insurance for ARANY Members.

On January 1, 2012 the ESTRA/ARANY Self Insured Trust will not longer exist and ARANY members who obtain their coverage from the trust will need a new option. For nearly a year the Board of Directors, the Insurnance Committee and ARANY’s Executive Director have been working to find the best possible option to ensure that ARANY members can obtain reasonably priced insurance to protect their employees.

The year long search has resulted in a partnership between ARANY, the Haylor, Freyer & Coon Insurance Agency (HF&C) and PMA Insurance Companies. The Board has agreed to utilize a captive insurance company that will be overseen by the members of ARANY and operated by PMA, with the claims handled by PMA Management Corp. Marketing and oversite will be provided by HF&C. To participate in the captive and receive the competitively priced Workers’ Compensation rates, a dismantler MUST be a member of ARANY.

The captive insurance program will provide many but not all of the benefits of a trust. They include strict underwriting to reduce risk and strong claims management to minimize fraud and control the cost of claims. In addition, there is no “Joint and Several Liability”.

All ARANY members wo are currently part of the self insured trust will soon receive a call from HF&C representatives to provide you with a quote on your Workers’ Compensation coverage. Members who are not part of the trust will also here from HF&C. All members are encouraged to contact Mike Alexander at 800-289-1501 for information and details.

ARANY members are also encouraged to contact the Insurance Committee members for information:

Joe Simon (Chair) – Central Auto Recycling 315-468-3454

Fred Knopp – Fred’s Used Auto Parts 315-343-2064

Gary Beagell – Gary’s U-Pullit 607-775-2934

Sid Dunston – Dunston Brothers 518-768-2205

Jerry DeLuca – ARANY 800-944-7278

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