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Insuring all you Value


Getting the complete coverage you need is no accident. Request a quote today.


When it comes to writing policies that protect you over time, we’re right at home.

Recreational Vehicles

Get out there and have fun. We’ll make sure no worries stand in your way.

Commercial Business

No matter what your business is, being here to insure all you value is ours.


After more than 85 years of excellence, the right choice for insurance is public knowledge.

Manufactured Housing Dealers & Communities

Peace of mind can’t be manufactured. Turn to our Manufactured Housing Division for help.

Administrative Relief Technology

Choices, Private Exchange, compliance, technology and streamlined administration of all your employee BeneFITs in one easy-to-use, secure website.

Compliance Management

Healthcare reform, compliance and education training can help ensure the protection of your company and your employees.

Employee Health Improvement

Employees are your company’s biggest asset. Wellness fosters presenteeism, improves productivity and creates a happier, healthier workforce.

Student Property

You value your personal property. Now learn how you can protect it. Get a quote today.


Keeping you in the classroom and protecting your well-being, on campus and off.


Worldwide coverage for every study-abroad experience

Loss Prevention Solutions

Don’t react to losses – avoid them altogether. Work with us to learn how.

Environmental Management Solutions

Through experience and relationships, we’ve created the perfect environment to help with liability and risk.

Claim Advocacy

Let our experts help keep your workers’ comp claims – and your costs – under control.


From cars to homes to toys, if you can buy it, we can insure it. Get a quote today.


When it comes to your business, we’re more than an insurer – we’re your trusted advisor.


For student health, personal property or specialty insurance, we’re always the smart choice.

Government / Education


As a decision-maker in government or education, people are always looking to you for knowledge and guidance. But who can you turn to when it comes to protecting the things that matter? The short answer is Haylor, Freyer & Coon. For more than 85 years, schools, colleges and universities, as well as cities, towns and villages have looked to us for insurance programs and risk management tailored to meet unique needs.

More than an insurance broker, we are experts in the risks related to municipalities and education. We’re proactive and hands-on, getting to know the needs of each customer, and serving as trusted advisors. It’s an approach to insurance that has helped us build a strong reputation and made us the partner of choice for school districts and municipalities across New York State.

Contact A Specialist

James A. Stoddard, Sr. Vice President

Jim services some of Haylor, Freyer & Coon’s most complex accounts. He has extensive experience working with Schools, Municipalities and other public entities. Having developed a specialized School/Municipality niche, Jim is able to provide his clients with specialized programs and...

Hank Chapman, Risk Management Advisor

Hank joined our firm in 2009 with vast experience in local government. He served as Town Councilor in Manlius from 2000-2002 and then as Town Supervisor from 2002-2008. He also worked as a local government liaison to the New York State Senate for 14 years. This local government background gives...

Walt Hammond, CIC, Risk Management Advisor

Walter Hammond started his insurance career with Wausau Insurance in 1980 where he worked in claims. He was responsible for handling claims in Workers Compensation Court for Upstate NY. He later moved to commercial sales with Wausau, specializing in construction and manufacturing...

Sheila Gilroy, Risk Management Advisor

Sheila began her insurance career with Allstate in the early 80’s and gained additional experience working for AMICA, and Gilroy Insurance before joining Commercial Travelers Mutual Insurance Company.  At Commercial Travelers, Sheila spent 21 years specializing in student accident,...

Tom Augostini, Benefit Consultant

Tom comes to Haylor, Freyer & Coon, Inc. with first hand knowledge and experience working with Municipalities.    Tom began his career  working for the City of Elmira as an Assistant to the City Manager.   In 1997, he started working for the Village of Johnson City, the 3rd largest...

Gia Diep, Director of Claims

An insurance professional with 18 years technical, training and management experience, Gia leads our Claim Advocacy Team in serving the needs and interests of our customers. Prior to joining Haylor, Freyer & Coon, Gia held Claim and Underwriting positions with Travelers Insurance....

Meghan Curry, Workers' Compensation Claim Consultant

Meghan brings to Haylor, Freyer & Coon a solid background in workers’ compensation claims management. After earning a degree in accounting from Niagara University in 1989, she began her career as a senior retail representative for Land O’Lakes in Arden Hills, Minn. Her responsibilities...

Patrick D. Salvador, P.E. , Director Risk Management Consulting

Pat Salvador is a Professional Engineer with more than 28 years of progressive risk management experience in general industry, construction, and consulting. Pat offers a strong compliance track record and extensive hands-on experience developing and implementing environmental, health &...

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Compare costs for medical procedures? You bet!

Compare costs for medical procedures? You bet!

High Deductible Plans - When it comes to medical tests or procedures do your research. Shop around, compare prices, ask questions, check quality ratings.

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