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Insuring all you Value


Getting the complete coverage you need is no accident. Request a quote today.


When it comes to writing policies that protect you over time, we’re right at home.

Recreational Vehicles

Get out there and have fun. We’ll make sure no worries stand in your way.

Commercial Business

No matter what your business is, being here to insure all you value is ours.


After more than 85 years of excellence, the right choice for insurance is public knowledge.

Manufactured Housing Dealers & Communities

Peace of mind can’t be manufactured. Turn to our Manufactured Housing Division for help.

Administrative Relief Technology

Choices, Private Exchange, compliance, technology and streamlined administration of all your employee BeneFITs in one easy-to-use, secure website.

Compliance Management

Healthcare reform, compliance and education training can help ensure the protection of your company and your employees.

Employee Health Improvement

Employees are your company’s biggest asset. Wellness fosters presenteeism, improves productivity and creates a happier, healthier workforce.

Student Property

You value your personal property. Now learn how you can protect it. Get a quote today.


Keeping you in the classroom and protecting your well-being, on campus and off.


Worldwide coverage for every study-abroad experience

Loss Prevention Solutions

Don’t react to losses – avoid them altogether. Work with us to learn how.

Environmental Management Solutions

Through experience and relationships, we’ve created the perfect environment to help with liability and risk.

Claim Advocacy

Let our experts help keep your workers’ comp claims – and your costs – under control.


From cars to homes to toys, if you can buy it, we can insure it. Get a quote today.


When it comes to your business, we’re more than an insurer – we’re your trusted advisor.


For student health, personal property or specialty insurance, we’re always the smart choice.

Employee Benefit Educational Events

Webinar concept

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Final Regulations

How this will impact your organization

Knowns and Unknowns


Disclosure & Reporting Requirements

Penalty Updates

Opiods, Chronic Pain & Rising Medical Costs

Trending increases in chronic pain and opiod addition

How this has driven workers’ compensation and medical costs

Strategies to prevent this pattern from continuing


June 20, 2017


Presentations 2:00-4:30

Cocktail reception following presentations

Click here to register

NYS Paid Family Leave Act Presenter:  Stephen DuFlo -Group Sales Consultant, Guardian Life

Stephen DuFlo is currently the Group Sales Consultant in Syracuse, NY for Guardian Life Insurance Company. Steve has been assisting clients with leading Disability and Absence Management solutions for the past 8 years.

ERISA Presenter:  Carolyn McNairy Compliance Services Vice-President, TASC

Carolyn brings over 38 years of experience in compliance and the employee benefits industry. Carolyn is also a member of Employers Council on Flexible Compensation (ECFC) with a designation as a Certified Flexible Compensation Instructor (CFCI).

Opiods, Chronic Pain, Rising Medical Costs & Workers’ Compensation Presenter:  Dr Jeffrey W Hathaway, PT, DPT ProActive PT/BreakThrough PT/Confluent Health

Dr Jeff Hathaway is a physical therapist and founding partner in Confluent Health and the CEO/Founder of BreakThrough PT with offices throughout NC and owner of ProActive PT in CNY BreakThrough PT was established in 2007 and has grown from 1 to 14 clinics. Confluent Health was established in 2014 and they have over 100 locations nationwide along with a prevention/early intervention division serving over 130 Employers Nationwide.

Dr Hathaway focuses on working with payers and employers to develop innovative ways to control medical costs, change the clinical pathway and develop value-based payment models.




Past Events

Where Will YOUR Business Be In 2020?



HFC Seminar Group Benefit Trends

HFC Seminar BOND Hiring Practices

HFC Seminar Workers’ Comp


Contact A Specialist

Thomas J. Flynn, Benefit Consultant, Vice President, Director Group Benefits Division

Tom offers employers a wealth of experience in health and employee benefit management. He has been involved in the design, implementation and management of employee benefit programs for over 26 years. His out of the box thinking provides long term solutions with an eye not only on todays cost...
315-703-3215 or 585-385-6600

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