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Insuring all you Value


Getting the complete coverage you need is no accident. Request a quote today.


When it comes to writing policies that protect you over time, we’re right at home.

Recreational Vehicles

Get out there and have fun. We’ll make sure no worries stand in your way.

Commercial Business

No matter what your business is, being here to insure all you value is ours.


After more than 85 years of excellence, the right choice for insurance is public knowledge.

Manufactured Housing Dealers & Communities

Peace of mind can’t be manufactured. Turn to our Manufactured Housing Division for help.

Administrative Relief Technology

Choices, Private Exchange, compliance, technology and streamlined administration of all your employee BeneFITs in one easy-to-use, secure website.

Compliance Management

Healthcare reform, compliance and education training can help ensure the protection of your company and your employees.

Employee Health Improvement

Employees are your company’s biggest asset. Wellness fosters presenteeism, improves productivity and creates a happier, healthier workforce.

Student Property

You value your personal property. Now learn how you can protect it. Get a quote today.


Keeping you in the classroom and protecting your well-being, on campus and off.


Worldwide coverage for every study-abroad experience

Loss Prevention Solutions

Don’t react to losses – avoid them altogether. Work with us to learn how.

Environmental Management Solutions

Through experience and relationships, we’ve created the perfect environment to help with liability and risk.

Claim Advocacy

Let our experts help keep your workers’ comp claims – and your costs – under control.


From cars to homes to toys, if you can buy it, we can insure it. Get a quote today.


When it comes to your business, we’re more than an insurer – we’re your trusted advisor.


For student health, personal property or specialty insurance, we’re always the smart choice.

Employee Benefits Programs

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Once our BeneFIT needs analysis identifies where you want to go, the next step is figuring out how to get there. Haylor, Freyer & Coon provides strategic planning and advisory services to help you do just that.

  • Strategic and fiscal consulting
  • Ongoing data analytics and reporting
  • Continuous benchmarking
  • Claims evaluation
  • Day-to-day problem solving
  • Review to uncover existing deficiencies
  • Auditing and compliance support
  • Funding Arrangements

These services provide a bigger picture of where you stand, and where you want to go – and our expertise allows us to use this information to help you plan. Whether it’s illustrating how you’re trending based on past experience or outlining a 3-5 year plan, this comprehensive approach helps ensure that your plan is not only sustainable and fully compliant, but also meets your goals moving forward.

Contact A Specialist

Thomas J. Flynn, Benefit Consultant, Vice President, Director Group Benefits Division

Tom offers employers a wealth of experience in health and employee benefit management. He has been involved in the design, implementation and management of employee benefit programs for over 26 years. His out of the box thinking provides long term solutions with an eye not only on todays cost...
315-703-3215 or 585-385-6600

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Understanding new OSHA standards for Silica dust in the construction industry.A proactive risk management program can incorporate the safety procedures needed.

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