For over 80 years HF&C has upheld this commitment by providing its clients with state-of-the-art, customized insurance programs maintained and enhanced by coverage reviews, loss engineering and in-house claims handling.

With approximately 200 employee owners in our 11 offices, HF&C has committed to quality throughout our organization by meeting or exceeding our clients needs and expectations. Our Home Office in Syracuse NY and all of our nine (9) other New York locations (Watertown, Ithaca, Binghamton, Utica, Rochester, Oswego, Carthage, Theresa, Morrisville) are currently ISO 9001 certified. This certification guarantees the quality of service we will provide to you.