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Insuring all you Value


Getting the complete coverage you need is no accident. Request a quote today.


When it comes to writing policies that protect you over time, we’re right at home.

Recreational Vehicles

Get out there and have fun. We’ll make sure no worries stand in your way.

Commercial Business

No matter what your business is, being here to insure all you value is ours.


After more than 85 years of excellence, the right choice for insurance is public knowledge.

Manufactured Housing Dealers & Communities

Peace of mind can’t be manufactured. Turn to our Manufactured Housing Division for help.

Administrative Relief Technology

Choices, Private Exchange, compliance, technology and streamlined administration of all your employee BeneFITs in one easy-to-use, secure website.

Compliance Management

Healthcare reform, compliance and education training can help ensure the protection of your company and your employees.

Employee Health Improvement

Employees are your company’s biggest asset. Wellness fosters presenteeism, improves productivity and creates a happier, healthier workforce.

Student Property

You value your personal property. Now learn how you can protect it. Get a quote today.


Keeping you in the classroom and protecting your well-being, on campus and off.


Worldwide coverage for every study-abroad experience

Loss Prevention Solutions

Don’t react to losses – avoid them altogether. Work with us to learn how.

Environmental Management Solutions

Through experience and relationships, we’ve created the perfect environment to help with liability and risk.

Claim Advocacy

Let our experts help keep your workers’ comp claims – and your costs – under control.


From cars to homes to toys, if you can buy it, we can insure it. Get a quote today.


When it comes to your business, we’re more than an insurer – we’re your trusted advisor.


For student health, personal property or specialty insurance, we’re always the smart choice.

Environmental Management Solutions

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With both industry and government placing increasing focus on environmental issues and the regulation thereof, a risk management partner with knowledge and experience in environmental solutions is essential. Haylor, Freyer & Coon delivers just that. Our team has the strategic relationships and market connections necessary to help your company design a comprehensive approach to environmental risk management issues. And when we say “comprehensive,” we’re talking capabilities, specialty services and environmental insurance products.

Our capabilities will help you find a practical approach to environmental liability and risk associated with real estate and business operations:

  • Real Estate Transaction Support (Due Diligence)
  • Environmental Property Management Services
  • Liability Transfer using Insurance
  • Legacy Property Management
  • Economic Development of Brownfield Properties
  • Claims Management

Coordinated Specialty Services available:

  • Environmental Management Systems
  • Environmental Compliance Audits
  • Corporate Environmental Risk Management Plans
  • Waste Minimization Plans
  • Emergency Response Coordination
  • Tank Management/Removal/Installation Plans

Environmental Insurance Products:

  • Pollution Legal Liability Insurance (Fixed Site Coverage)
  • Contractor’s Pollution Liability Insurance
  • Storage Tank Pollution Liability Insurance
  • Remediation Stop Gap Insurance
  • Combined Form General Liability/Contractor’s Pollution Liability/Professional Liability Insurance for Environmental Contractors and Consultants
  • Combined Form General Liability/Pollution Legal Liability Insurance for Manufacturers, Landfills, Transfer Stations, Incinerators, Recyclers, and various other facilities.
  • Property Transfer Pollution Liability Insurance

Contact A Specialist

Michael J. Halter, MS, CSP, CPCU, Director of Loss Control

Mike is a Certified Safety Professional with over 30 years of safety and health consulting experience. He holds a masters degree industrial engineering with a concentration in human factors and ergonomics. Mike has been a speaker at major safety conferences, local safety events, safety day...

Patrick D. Salvador, P.E. , Director Risk Management Consulting

Pat Salvador is a Professional Engineer with more than 28 years of progressive risk management experience in general industry, construction, and consulting. Pat offers a strong compliance track record and extensive hands-on experience developing and implementing environmental, health &...

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Compare costs for medical procedures? You bet!

Compare costs for medical procedures? You bet!

High Deductible Plans - When it comes to medical tests or procedures do your research. Shop around, compare prices, ask questions, check quality ratings.

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