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Insuring all you Value
Auto

Auto

Getting the complete coverage you need is no accident. Request a quote today.

Home

Home

When it comes to writing policies that protect you over time, we’re right at home.

Recreational Vehicles

Recreational Vehicles

Get out there and have fun. We’ll make sure no worries stand in your way.

Commercial Business

Commercial Business

No matter what your business is, being here to insure all you value is ours.

Government/Education

Government/Education

After more than 85 years of excellence, the right choice for insurance is public knowledge.

Manufactured Housing Dealers & Communities

Manufactured Housing Dealers & Communities

Peace of mind can’t be manufactured. Turn to our Manufactured Housing Division for help.

Administrative Relief Technology

Administrative Relief Technology

Choices, Private Exchange, compliance, technology and streamlined administration of all your employee BeneFITs in one easy-to-use, secure website.

Compliance Management

Compliance Management

Healthcare reform, compliance and education training can help ensure the protection of your company and your employees.

Employee Health Improvement

Employee Health Improvement

Employees are your company’s biggest asset. Wellness fosters presenteeism, improves productivity and creates a happier, healthier workforce.

Student Property

Student Property

You value your personal property. Now learn how you can protect it. Get a quote today.

Health

Health

Keeping you in the classroom and protecting your well-being, on campus and off.

Travel

Travel

Worldwide coverage for every study-abroad experience

Loss Prevention Solutions

Loss Prevention Solutions

Don't react to losses - avoid them altogether. Work with us to learn how.

Safety Resources Library

Safety Resources Library

Create a safer workplace and help prevent losses by browsing our collection of safety materials.

What Is My Risk?

What Is My Risk?

Determine your organization's loss exposure by taking our quick risk assessment quiz.

Personal

Personal

From cars to homes to toys, if you can buy it, we can insure it. Get a quote today.

Business

Business

When it comes to your business, we’re more than an insurer – we’re your trusted advisor.

College

College

For student health, personal property or specialty insurance, we’re always the smart choice.

Financial Options

When making any business decision, there are a number of factors to consider. Selecting the financial option that best meets your company’s needs is no exception. Fortunately, you’re not alone. Haylor, Freyer & Coon can help you analyze all the options and help you select the one that’s best for your company. Points of consideration include the following:

  • Corporate philosophy concerning Loss Prevention & Claims Management
  • Loss range projections
  • Premium size
  • Corporate financial condition
  • Corporate cash flow needs
  • Availability of security (Letter of Credit)
  • Employment dynamics
  • States of operation

When all the data is accumulated and analyzed, the various options will be compared using the following methodology:

  • Selection of a reasonable loss range projection
  • Looking at the “top end” exposure versus the plan expenses
  • Comparing the various options based on a “discounted cost” analysis at the projected loss range

It’s all part of a comprehensive process aimed at designing and negotiating a plan that allows for the best cash flow and the lowest expenses at your projected loss range and limits your company’s top end exposure.

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OSHA's Top 10 Citations for 2017

OSHA's Top 10 Citations for 2017

We are highly experienced safety consultants with extensive backgrounds as safety managers, safety engineers, & consultants. Our team comes with a vast understanding of manufacturing operations, construction job sites & regulatory requirements that helps us develop & implement programs for success.

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