Close

Client Login

Close

Get A Quote

Insuring all you Value
Auto

Auto

Getting the complete coverage you need is no accident. Request a quote today.

Home

Home

When it comes to writing policies that protect you over time, we’re right at home.

Recreational Vehicles

Recreational Vehicles

Get out there and have fun. We’ll make sure no worries stand in your way.

Commercial Business

Commercial Business

No matter what your business is, being here to insure all you value is ours.

Government/Education

Government/Education

After more than 85 years of excellence, the right choice for insurance is public knowledge.

Manufactured Housing Dealers & Communities

Manufactured Housing Dealers & Communities

Peace of mind can’t be manufactured. Turn to our Manufactured Housing Division for help.

Administrative Relief Technology

Administrative Relief Technology

Choices, Private Exchange, compliance, technology and streamlined administration of all your employee BeneFITs in one easy-to-use, secure website.

Compliance Management

Compliance Management

Healthcare reform, compliance and education training can help ensure the protection of your company and your employees.

Employee Health Improvement

Employee Health Improvement

Employees are your company’s biggest asset. Wellness fosters presenteeism, improves productivity and creates a happier, healthier workforce.

Student Property

Student Property

You value your personal property. Now learn how you can protect it. Get a quote today.

Health

Health

Keeping you in the classroom and protecting your well-being, on campus and off.

Travel

Travel

Worldwide coverage for every study-abroad experience

Loss Prevention Solutions

Loss Prevention Solutions

Don’t react to losses – avoid them altogether. Work with us to learn how.

Environmental Management Solutions

Environmental Management Solutions

Through experience and relationships, we’ve created the perfect environment to help with liability and risk.

Claim Advocacy

Claim Advocacy

Let our experts help keep your workers’ comp claims – and your costs – under control.

Personal

Personal

From cars to homes to toys, if you can buy it, we can insure it. Get a quote today.

Business

Business

When it comes to your business, we’re more than an insurer – we’re your trusted advisor.

College

College

For student health, personal property or specialty insurance, we’re always the smart choice.

Robert Rayo Named President

News

At the October 13, 2016  annual Employee Owner Shareholders Meeting, Robert J. Rayo was named President of Haylor, Freyer & Coon, Inc.

Robert joined Haylor, Freyer & Coon, Inc. in 1987 and focused his attention on large commercial clients in the Transportation and Construction industries, quickly building the Construction Division into a premiere niche at HF&C.  He joined the Board of Directors in 2003 and became The Director of Commercial & Surety Insurance in 2014.  In 2016 Robert was also named Director for the Group Benefit Division.

As a principal owner, Robert is also charged with further development of global business opportunities through Assurex Global.  According to Rayo, “This exclusive partnership of the most prominent independent agents and brokers in the world is an important piece of our Agencies success.  Many clients in our region have large and growing global operations and HF&C is proud to be able to service their international needs through Assurex Global”

According to Jim Freyer, CEO, “Robert is a strategic leader for our entrepreneurial and service oriented employees.   His continued development of the sales and operation functions for our Agency is an opportunity for extraordinary future growth for HF&C.”

Robert works tirelessly to create an atmosphere of excellence at HF&C, implementing a training / mentoring program and spearheading the development of an ESOP Committee to advance the culture and rewards of being part of an Employee Owned Company (ESOP).

Robert is a graduate of Florida International University, and was awarded the designation of CRIS (Construction Risk Insurance Specialist) in 2012.   He lives in Baldwinsville with his wife Susan and their two children. He is a strong supporter of local charities, is an avid golfer and enjoys spending time on the St. Lawrence River with family and friends.

Client Login


OSHA violation leads to manslaughter charges - Is your site OSHA compliant?

OSHA violation leads to manslaughter charges - Is your site OSHA compliant?

Is your site OSHA Compliant? Would you be prepared for an OSHA Audit? Learn some of the current hot buttons for OSHA and how your firm can be ready.

Learn More