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Insuring all you Value


Getting the complete coverage you need is no accident. Request a quote today.


When it comes to writing policies that protect you over time, we’re right at home.

Recreational Vehicles

Get out there and have fun. We’ll make sure no worries stand in your way.

Commercial Business

No matter what your business is, being here to insure all you value is ours.


After more than 85 years of excellence, the right choice for insurance is public knowledge.

Manufactured Housing Dealers & Communities

Peace of mind can’t be manufactured. Turn to our Manufactured Housing Division for help.

Administrative Relief Technology

Choices, Private Exchange, compliance, technology and streamlined administration of all your employee BeneFITs in one easy-to-use, secure website.

Compliance Management

Healthcare reform, compliance and education training can help ensure the protection of your company and your employees.

Employee Health Improvement

Employees are your company’s biggest asset. Wellness fosters presenteeism, improves productivity and creates a happier, healthier workforce.

Student Property

You value your personal property. Now learn how you can protect it. Get a quote today.


Keeping you in the classroom and protecting your well-being, on campus and off.


Worldwide coverage for every study-abroad experience

Loss Prevention Solutions

Don’t react to losses – avoid them altogether. Work with us to learn how.

Environmental Management Solutions

Through experience and relationships, we’ve created the perfect environment to help with liability and risk.

Claim Advocacy

Let our experts help keep your workers’ comp claims – and your costs – under control.


From cars to homes to toys, if you can buy it, we can insure it. Get a quote today.


When it comes to your business, we’re more than an insurer – we’re your trusted advisor.


For student health, personal property or specialty insurance, we’re always the smart choice.

Adam LaClair, ARM, CRIS

Risk Management Advisor, Watertown

Adam has been developing and servicing risk management programs with Haylor, Freyer & Coon, Inc. since 2009. He specializes in contractors, manufacturers, transportation companies, and human service organizations. Adam takes a proactive approach, to his client relationships. He evaluates business exposures and provides risk management through insurance, loss control, safety programs, risk transfer and contract review. Adam also manages many of his client’s bonding needs by providing a full array of bid, performance, and payment surety bonds. His current client portfolio consists of locally based companies operating on a national scale. Adam earned the Associate in Risk Management (ARM) Designation and the Construction Risk and Insurance Specialist (CRIS) Designation to further his knowledge of risk transfer procedures and mechanisms. He also became a Notary Public to further assist his diverse client base. Adam served a term as President of Rotary, receiving a Paul Harris Fellow and continues to support his community and local nonprofit organizations. Adam is a third generation insurance agent proudly serving Central and Upstate New York.

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Winter Weather: Parking Lots & Sidewalks 

Winter Weather: Parking Lots & Sidewalks 

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