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Insuring all you Value


Getting the complete coverage you need is no accident. Request a quote today.


When it comes to writing policies that protect you over time, we’re right at home.

Recreational Vehicles

Get out there and have fun. We’ll make sure no worries stand in your way.

Commercial Business

No matter what your business is, being here to insure all you value is ours.


After more than 85 years of excellence, the right choice for insurance is public knowledge.

Manufactured Housing Dealers & Communities

Peace of mind can’t be manufactured. Turn to our Manufactured Housing Division for help.

Administrative Relief Technology

Choices, Private Exchange, compliance, technology and streamlined administration of all your employee BeneFITs in one easy-to-use, secure website.

Compliance Management

Healthcare reform, compliance and education training can help ensure the protection of your company and your employees.

Employee Health Improvement

Employees are your company’s biggest asset. Wellness fosters presenteeism, improves productivity and creates a happier, healthier workforce.

Student Property

You value your personal property. Now learn how you can protect it. Get a quote today.


Keeping you in the classroom and protecting your well-being, on campus and off.


Worldwide coverage for every study-abroad experience

Loss Prevention Solutions

Don’t react to losses – avoid them altogether. Work with us to learn how.

Environmental Management Solutions

Through experience and relationships, we’ve created the perfect environment to help with liability and risk.

Claim Advocacy

Let our experts help keep your workers’ comp claims – and your costs – under control.


From cars to homes to toys, if you can buy it, we can insure it. Get a quote today.


When it comes to your business, we’re more than an insurer – we’re your trusted advisor.


For student health, personal property or specialty insurance, we’re always the smart choice.

Clifford Fazzolari

Loss Prevention Services

Cliff is responsible for all facets of loss prevention and safety for over 20 specialty contractors in Upstate NY. His client’s include construction firms in the areas of Street & Road, General Construction, Commercial Roofers, Steel Erectors & Fabricators, Demolition, Drywall, Bridge Construction and other specialities. He works closely with the Associated General Contractors of America and provides many of its members with loss prevention service. Cliff is a U.S. Occupational Safety and Health Administration (OSHA) trainer on all construction and industrial safety subjects. He is certified to teach OSHA 10- hour and 30-hour courses, and also is an instructor for the Associated General Contractors’ OSHA compliance training. An experienced safety inspector, he has inspected plants ranging from nuclear facilities (West Valley and Oswego) and chemical producers (Dupont and Occidental Chemical) to automobile manufacturers (Ford and General Motors). He is a graduate of Gannon University, Erie, Pa.

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Winter Weather: Parking Lots & Sidewalks 

Winter Weather: Parking Lots & Sidewalks 

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