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Insuring all you Value


Getting the complete coverage you need is no accident. Request a quote today.


When it comes to writing policies that protect you over time, we’re right at home.

Recreational Vehicles

Get out there and have fun. We’ll make sure no worries stand in your way.

Commercial Business

No matter what your business is, being here to insure all you value is ours.


After more than 85 years of excellence, the right choice for insurance is public knowledge.

Manufactured Housing Dealers & Communities

Peace of mind can’t be manufactured. Turn to our Manufactured Housing Division for help.

Administrative Relief Technology

Choices, Private Exchange, compliance, technology and streamlined administration of all your employee BeneFITs in one easy-to-use, secure website.

Compliance Management

Healthcare reform, compliance and education training can help ensure the protection of your company and your employees.

Employee Health Improvement

Employees are your company’s biggest asset. Wellness fosters presenteeism, improves productivity and creates a happier, healthier workforce.

Student Property

You value your personal property. Now learn how you can protect it. Get a quote today.


Keeping you in the classroom and protecting your well-being, on campus and off.


Worldwide coverage for every study-abroad experience

Loss Prevention Solutions

Don’t react to losses – avoid them altogether. Work with us to learn how.

Environmental Management Solutions

Through experience and relationships, we’ve created the perfect environment to help with liability and risk.

Claim Advocacy

Let our experts help keep your workers’ comp claims – and your costs – under control.


From cars to homes to toys, if you can buy it, we can insure it. Get a quote today.


When it comes to your business, we’re more than an insurer – we’re your trusted advisor.


For student health, personal property or specialty insurance, we’re always the smart choice.

Hank Chapman

Risk Management Advisor

Hank joined our firm in 2009 with vast experience in local government. He served as Town Councilor in Manlius from 2000-2002 and then as Town Supervisor from 2002-2008. He also worked as a local government liaison to the New York State Senate for 14 years. This local government background gives Hank a unique perspective in servicing municipal clients and understanding the challenges they face.

Hank is a graduate of Syracuse University with a BA in Economics.

At Haylor, Freyer & Coon, Inc. our business is to know your business. We provide our clients with premier Risk Management Services including:

  • In depth coverage and exposure reviews
  • Customized service calendars
  • Coordination and oversight of all services provided both by HF&C and carriers
  • Regular client meetings on open items.

In addition to business insurance, our Group Benefits Division can evaluate your current Employee Benefit Programs and customize programs that meet your specific business needs within your budget.

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Winter Weather: Parking Lots & Sidewalks 

Winter Weather: Parking Lots & Sidewalks 

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