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Insuring all you Value


Getting the complete coverage you need is no accident. Request a quote today.


When it comes to writing policies that protect you over time, we’re right at home.

Recreational Vehicles

Get out there and have fun. We’ll make sure no worries stand in your way.

Commercial Business

No matter what your business is, being here to insure all you value is ours.


After more than 85 years of excellence, the right choice for insurance is public knowledge.

Manufactured Housing Dealers & Communities

Peace of mind can’t be manufactured. Turn to our Manufactured Housing Division for help.

Administrative Relief Technology

Choices, Private Exchange, compliance, technology and streamlined administration of all your employee BeneFITs in one easy-to-use, secure website.

Compliance Management

Healthcare reform, compliance and education training can help ensure the protection of your company and your employees.

Employee Health Improvement

Employees are your company’s biggest asset. Wellness fosters presenteeism, improves productivity and creates a happier, healthier workforce.

Student Property

You value your personal property. Now learn how you can protect it. Get a quote today.


Keeping you in the classroom and protecting your well-being, on campus and off.


Worldwide coverage for every study-abroad experience

Loss Prevention Solutions

Don’t react to losses – avoid them altogether. Work with us to learn how.

Environmental Management Solutions

Through experience and relationships, we’ve created the perfect environment to help with liability and risk.

Claim Advocacy

Let our experts help keep your workers’ comp claims – and your costs – under control.


From cars to homes to toys, if you can buy it, we can insure it. Get a quote today.


When it comes to your business, we’re more than an insurer – we’re your trusted advisor.


For student health, personal property or specialty insurance, we’re always the smart choice.

John Sroka

Surety Consulting Services

John Sroka has been responsible for underwriting and brokering more than 220 construction companies and 50 banking clients, and now coordinates our national and international clients’ surety needs on a global basis. A 1978 Colgate University economics graduate, he has been involved in the insurance industry for three decades. John’s initial experience with the construction industry goes back 35 years, when he worked for several Central New York contractors.

Prior to becoming Haylor, Freyer & Coon’s bond manager, he honed his insurance expertise in a variety of roles at Marsh, Aetna C&S Company and an independent agency. To meet the needs of our national and international clients, HF&C is a member of Assurex Global, which enables John to handle client surety needs on a worldwide basis. He represents and has an excellent relationship with more than 20 surety companies, including the seven largest in the market. The able professional was responsible for significant growth in each of the departments he previously managed, most recently increasing the number of clients served by over 500 percent in 12 years.

John is active with the Syracuse Builders Exchange, Subcontractors Association of Central New York, Surety Association of Syracuse, and Associated Builders and Contractors.

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Winter Weather: Parking Lots & Sidewalks 

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