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Insuring all you Value


Getting the complete coverage you need is no accident. Request a quote today.


When it comes to writing policies that protect you over time, we’re right at home.

Recreational Vehicles

Get out there and have fun. We’ll make sure no worries stand in your way.

Commercial Business

No matter what your business is, being here to insure all you value is ours.


After more than 85 years of excellence, the right choice for insurance is public knowledge.

Manufactured Housing Dealers & Communities

Peace of mind can’t be manufactured. Turn to our Manufactured Housing Division for help.

Administrative Relief Technology

Choices, Private Exchange, compliance, technology and streamlined administration of all your employee BeneFITs in one easy-to-use, secure website.

Compliance Management

Healthcare reform, compliance and education training can help ensure the protection of your company and your employees.

Employee Health Improvement

Employees are your company’s biggest asset. Wellness fosters presenteeism, improves productivity and creates a happier, healthier workforce.

Student Property

You value your personal property. Now learn how you can protect it. Get a quote today.


Keeping you in the classroom and protecting your well-being, on campus and off.


Worldwide coverage for every study-abroad experience

Loss Prevention Solutions

Don’t react to losses – avoid them altogether. Work with us to learn how.

Environmental Management Solutions

Through experience and relationships, we’ve created the perfect environment to help with liability and risk.

Claim Advocacy

Let our experts help keep your workers’ comp claims – and your costs – under control.


From cars to homes to toys, if you can buy it, we can insure it. Get a quote today.


When it comes to your business, we’re more than an insurer – we’re your trusted advisor.


For student health, personal property or specialty insurance, we’re always the smart choice.

Michael J. Halter, MS, CSP, CPCU

Director of Loss Control

Mike is a Certified Safety Professional with over 30 years of safety and health consulting experience. He holds a masters degree industrial engineering with a concentration in human factors and ergonomics. Mike has been a speaker at major safety conferences, local safety events, safety day meetings, client meetings, and at colleges and universities. He has completed work across the United States, Canada, Europe, and China.

Mike’s client work focuses on helping businesses implement effective safety programs that prevent accidents, improve regulatory compliance, and lower costs. His risk assessment work activities include completing best practices evaluations, safety and health risk assessments, regulatory compliance audits (i.e., OSHA), safety culture surveys, ergonomics evaluations, industrial hygiene surveys, machine guarding assessments, and construction safety inspections.

In addition to completing risk assessments, Mike helps clients develop and implement written safety programs, inspection protocols, training materials, and accountability systems to improve safety performance. He has helped clients implement safety management systems such as OHSAS 18001 and OSHA VPP, worked with behavior based safety programs, helped insurance trusts and captives implement loss control programs that protect the interests of all members, and developed self-inspection systems that significantly lowered loss experience on OCIPs and ROCIP.

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Winter Weather: Parking Lots & Sidewalks 

Winter Weather: Parking Lots & Sidewalks 

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