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Insuring all you Value


Getting the complete coverage you need is no accident. Request a quote today.


When it comes to writing policies that protect you over time, we’re right at home.

Recreational Vehicles

Get out there and have fun. We’ll make sure no worries stand in your way.

Commercial Business

No matter what your business is, being here to insure all you value is ours.


After more than 85 years of excellence, the right choice for insurance is public knowledge.

Manufactured Housing Dealers & Communities

Peace of mind can’t be manufactured. Turn to our Manufactured Housing Division for help.

Administrative Relief Technology

Choices, Private Exchange, compliance, technology and streamlined administration of all your employee BeneFITs in one easy-to-use, secure website.

Compliance Management

Healthcare reform, compliance and education training can help ensure the protection of your company and your employees.

Employee Health Improvement

Employees are your company’s biggest asset. Wellness fosters presenteeism, improves productivity and creates a happier, healthier workforce.

Student Property

You value your personal property. Now learn how you can protect it. Get a quote today.


Keeping you in the classroom and protecting your well-being, on campus and off.


Worldwide coverage for every study-abroad experience

Loss Prevention Solutions

Don’t react to losses – avoid them altogether. Work with us to learn how.

Environmental Management Solutions

Through experience and relationships, we’ve created the perfect environment to help with liability and risk.

Claim Advocacy

Let our experts help keep your workers’ comp claims – and your costs – under control.


From cars to homes to toys, if you can buy it, we can insure it. Get a quote today.


When it comes to your business, we’re more than an insurer – we’re your trusted advisor.


For student health, personal property or specialty insurance, we’re always the smart choice.

Sean Dalton

CIC, Vice President

Sean has enjoyed a successful career with Haylor, Freyer and Coon, Inc, since 1993. As Vice President of the Manufactured Housing Division, Sean is responsible for designing state-of-the art insurance programs for manufactured home community owners and retails.

Within the Manufactured Housing Industry, Sean currently sits on the Board of Directors for several state associations including , the First State Manufactured Housing Association (FSMHA), Manufactured Housing Associations for New Jersey, Pennsylvania, Maryland, and the Northeast. He is also a past chairman of the Federated States Division of the national manufactured housing organization, the Manufactured Housing Institute(MHI). Currently he is a delegate for several states to MHI and is a member of the Financial Services Division.

While being an active member within the Manufactured Housing Industry, Sean has been recognized with several prestigious awards including the Ike Bogart Award for lifetime achievement within the New Jersey Manufactured Housing Association as well as the Industry Person of the Year from the Maryland Manufactured Housing Coalition. Sean was also Chairman of the Mid-Atlantic Five State Convention in 2007 and 2008 and serves on the Executive Committee for the New Jersey Manufactured Housing Association as well as the Maryland manufactured Housing Coalition.

Sean is a graduate of St. John Fisher College in Rochester, NY. He began his Insurance career with The Equitable Financial Companies. It was there that he earned his Series 6 and 63 licenses as well as his licenses in Life and Health Insurance. After several years assisting clients in Financial and Estate Planning, Sean went to work with Haylor, Freyer and Coon, Inc. Soon after, he earned his Property and Casualty licenses and eventually went on to earn the coveted Certified Insurance Counselor(CIC) designation.

Outside of work, Sean can be found training for marathons or triathlons. He has completed 10 marathons and has competed in several triathlons of different distances. Currently he is preparing to compete in his first Ironman Triathlon. He is also an avid golfer, having competed in high school and college.

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Winter Weather: Parking Lots & Sidewalks 

Winter Weather: Parking Lots & Sidewalks 

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