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Government/Education

After more than 85 years of excellence, the right choice for insurance is public knowledge.

Manufactured Housing Dealers & Communities

Manufactured Housing Dealers & Communities

Peace of mind can’t be manufactured. Turn to our Manufactured Housing Division for help.

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Administrative Relief Technology

Choices, Private Exchange, compliance, technology and streamlined administration of all your employee BeneFITs in one easy-to-use, secure website.

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Compliance Management

Healthcare reform, compliance and education training can help ensure the protection of your company and your employees.

Employee Health Improvement

Employee Health Improvement

Employees are your company’s biggest asset. Wellness fosters presenteeism, improves productivity and creates a happier, healthier workforce.

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Student Property

You value your personal property. Now learn how you can protect it. Get a quote today.

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Health

Keeping you in the classroom and protecting your well-being, on campus and off.

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Loss Prevention Solutions

Don't react to losses - avoid them altogether. Work with us to learn how.

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Safety Resources Library

Create a safer workplace and help prevent losses by browsing our collection of safety materials.

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What Is My Risk?

Determine your organization's loss exposure by taking our quick risk assessment quiz.

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From cars to homes to toys, if you can buy it, we can insure it. Get a quote today.

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When it comes to your business, we’re more than an insurer – we’re your trusted advisor.

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College

For student health, personal property or specialty insurance, we’re always the smart choice.

Flood Insurance

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Flood Insurance

When it comes to homeownership, water can be your worst enemy. From overflows on inland water sources to surface water runoof and mudflows, flooding can cause thousands of dollars in damage and turn your life upside-down. At Haylor, Freyer & Coon, we can’t stop a flood from happening, but we can give you the peace of mind that comes from knowing the things you value are properly insured.

Our wide array of competitively priced policies can help protect your home and personal porperty from floods and the resulting water damage. And most importantly, we’ll help ensure that your claim is processed quickly and efficiently so you can get back to life.

How Much Damage Can Water Do?


Your Standard Flood Policy May Help Cover:

  • Building Property – includes the physical structure and foundation of your home. Also includes necessary systems like electrical, central air, plumbing, and heating. May include some permanently installed property like cabinetry and detached garage (if not used as a business, farming storage, or living space).
  • Personal Property – Covers clothing, furniture, electronics, curtains, some appliances, and certain valuable items (up to a $2,500 limit per item) on the lowest elevated floor (not including items in the basement or crawl spaces).

Reasons We Recommend Supplemental Coverage

Important Note: Everything listed on this page is meant as general information and the generalized policy descriptions are designed to help you understand the different coverage types. These guidelines and descriptions do not refer to any specific contract of insurance, carrier, or terms of service. They do not modify any definitions, exclusions, or any other provisions that are directly stated in any contract of insurance. We highly recommend that you speak with your insurance advisor and review your policy fully to understand your coverage.

Get A Flood Policy


Find out how you can benefit from Haylor’s wide range of insurance products and risk management solutions today! Call or contact us to schedule a complimentary review of your current insurance portfolio!


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