Life
Life Insurance for Employees
Strengthen your team by offering the protection they want
Help you and your employees stay financially sound
Show your employees how much you value them by offering insurance solutions to your company’s benefit package. Life and disability insurance provide a safety net in instances of unexpected loss or disabling injury. By offering a suite of insurance coverage choices for your employees, you are showing your appreciation and giving your workers peace of mind.
Haylor, Freyer, & Coon offers :
- Flexible Coverage Options
- Guaranteed Issue Amount
- Accidental Death and Dismemberment(AD&D) Insurance
- Disability Coverage
- Buy Sell Coverage
- Business Owners Expense
- Key Man Policies
- Long-Term Care
Disability
When am I considered disabled? How much disability insurance do I need? How does Medicare coordinate with Social Security?
We can help answer these questions! Our experts at Haylor are dedicated to providing affordable, extensive coverage. Leave nothing uncertain for tomorrow – protect your income with Disability insurance today!
Long-Term Care
What would you do if you needed assistance or supervision when completing simple everyday tasks – such as bathing, dressing, and eating?
Some studies show that the daily nursing home rate is as much as $350/day, and home health care can set you back nearly $150/day. We can help you find an insurance solution for this financial crisis. Contact one of our experts today!
Protection When It’s Needed Most
Security For Spouse
In the event of an untimely death, life insurance helps make sure that spouses of employees are financially secure. That means not using hard-earned retirement funds, taking out second mortgages, or dipping into other established equity to alleviate unresolved finances if the unexpected happens.
Security For Business
You have invested physically, emotionally, and financially into your business – don’t let your hard work & dreams end because of a disability. Business Overhead Expense insurance offers assurance that your business can continue running, in the event you become disabled due to a sickness or injury, by covering business expenses.
Ensure Children Are Cared For
Kids are expensive. Between sports, schooling, and everyday care, it’s estimated that it is nearly $250,000 to raise a child to the age of 18. A properly structured life insurance plan helps provide security and support for employees’ children and their future.
Alleviate Financial Obligations
If a catastrophic injury or death occurs, financial responsibilities will fall onto surviving loved ones. This includes unpaid student loans, large medical bills, or other substantial debt. Life insurance, Disability, and Long-Term Care offers peace of mind when planning for the unthinkable.
Questions with your Employee Benefits Package?
Not sure how your benefits package compares to others? We can help!
