You've been told there's risks to owning a motorcycle, but we at Haylor know the risk of not riding is far worse.. You would lose that unmatched experience of freedom.
Whether riding cross country or zipping through a daily commute, Haylor gives you the peace of mind you need when enjoying your motorcycle. Much like choosing your motorcycle, choosing its coverage takes time and careful consideration. Most insurance companies will try to sell you the cheapest policy, but that may not give you the protection that you need. With Haylor, Freyer & Coon, we manage that balance of price and protection, no matter what manufacturer or type of motorcycle you own.
A Basic Motorcycle Liability Insurance Policy May Include:
Bodily Injury Coverage - Pays for costs associated with injuries to the other person
Property Damage Coverage - Covers property that your motorcycle damages during an accident
Uninsured / Underinsured Motorist Coverage* - Covers you if you're in an accident with an at-fault driver who doesn't carry or doesn't have enough liability insurance.
*These are New York State's requirements for minimum coverage. Basic minimum &l; No Fault coverage requirements vary by state.
Reasons We Recommend Supplemental Coverage**
Medical Payments Coverage - Covers medical costs for you and your passengers if injured in an accident.
Collision Coverage - Covers damages to your motorcycle that resulted from a collision.
Comprehensive Coverage - Covers damage to your motorcycle that was associated with theft, fire, vandalism, accident with animal, or windshield glass breakage
Optional Equipment Coverage - Covers any additional accessories such as sidecars, saddlebags, trailers, chrome parts, or custom paint.
**Availability of coverage depends on the motor vehicle type (i.e., Motorcycle, Scooter, Moped, ATV, etc.)
Important Note: Everything listed on this page is meant as general information and the generalized policy descriptions are designed to help you understand the different coverage types. These guidelines and descriptions do not refer to any specific contract of insurance, carrier, or terms of service. They do not modify any definitions, exclusions, or any other provisions that are directly stated in any contract of insurance. We highly recommend that you speak with your insurance advisor and review your policy fully to understand your coverage.
Find out how you can benefit from Haylor's wide range of insurance products and risk management solutions today! Call or contact us to schedule a complimentary review of your current insurance portfolio!