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When it comes to writing policies that protect you over time, we’re right at home.
Signature Client
We tailor your unique lifestyle and assets portfolio with comprehensive coverage and care.
Commercial Business
No matter what your business is, being here to insure all you value is ours.
Government/Education
After more than 85 years of excellence, the right choice for insurance is public knowledge.
Manufactured Housing Dealers & Communities
Peace of mind can’t be manufactured. Turn to our Manufactured Housing Division for help.
Administrative Relief Technology
Choices, Private Exchange, compliance, technology and streamlined administration of all your employee BeneFITs in one easy-to-use, secure website.
Compliance Management
Healthcare reform, compliance and education training can help ensure the protection of your company and your employees.
Employee Health Improvement
Employees are your company’s biggest asset. Wellness fosters presenteeism, improves productivity and creates a happier, healthier workforce.
Student Property
You value your personal property. Now learn how you can protect it. Get a quote today.
Risk Prevention Solutions
Don't react to losses - avoid them altogether. Work with us to learn how.
Safety Resources Library
Create a safer workplace and help prevent losses by browsing our collection of safety materials.
What Is My Risk?
Determine your organization's loss exposure by taking our quick risk assessment quiz.
Personal
From cars to homes to toys, if you can buy it, we can insure it. Get a quote today.
Business
When it comes to your business, we’re more than an insurer – we’re your trusted advisor.
College
For student health, personal property or specialty insurance, we’re always the smart choice.
Auto Insurance
Auto Insurance
Whether visiting friends and family, running errands, commuting to work or enjoying the open road, you rely on your car every day. So you need an auto insurance policy that you can rely on too, and that means not having to choose between affordable coverage and the right coverage. It may sound like common sense, but too often in today’s insurance world, customers purchase policies that don’t have them – or their vehicle – fully covered. That’s where Haylor, Freyer & Coon can help, with partnerships and people that balance low prices with high levels of protection.
With over 25,000 personal insurance policies in force, we are able to leverage our size to secure the most competitive automobile rates available today. Of course, providing great rates is only part of what we do. Our licensed Personal Insurance Account Managers take a closer look at each policy and situation to ensure you have the maximum coverage that you need – not what simply meets state minimums. To make sure you are always covered and protected in any situation, we provide supplemental coverage for uninsured motorists. After all, your car is important to you, and you’re important to us.
- Bodily Injury Coverage – Pays for costs associated with injuries to the other person
- Property Damage Coverage – Covers property that your vehicle damages during an accident(i.e., another person’s vehicle)
- Personal Injury Protection (PIP) / No-Fault Coverage* – Covers medically-necessary expenses, regardless of who causes the accident
- Uninsured / Underinsured Motorist Coverage* – Covers you if you’re in an accident with an at-fault driver who doesn’t carry or doesn’t have enough liability insurance
*Basic minimum coverage requirements varies by state. Only No-Fault states also require no-fault coverage included for Auto Liability policies.
Important Note: Everything listed on this page is meant as general information and the generalized policy descriptions are designed to help you understand the different coverage types. These guidelines and descriptions do not refer to any specific contract of insurance, carrier, or terms of service. They do not modify any definitions, exclusions, or any other provisions that are directly stated in any contract of insurance. We highly recommend that you speak with your insurance advisor and review your policy fully to understand your coverage.
Auto Insurance –
Frequently Asked Questions
- Does my auto insurance cover my pet?
- Does my auto policy cover me while driving for Uber or Lyft?
- Is auto insurance mandatory?
Other Products
ATV/RV/Snowmobile
We’ll ensure no worries stand in your way of fun
Boat
All aboard with superior & distinctive service
Personal Umbrella
Weather the unexpected & eliminate uncertainty
Know Your Policy:
Exclusions to Review*
- Ridesharing (Uber, Lyft, etc.)
- Damage resulting from wear and tear
- Insurer intentionally causing injury or damage
- Vehicles being used for racing purposes
*Not applicable to all insurers and policies. Please click on the ? icon above for more information.
Get An Auto Policy
Find out how you can benefit from Haylor’s wide range of insurance products and risk management solutions today! Call or contact us to schedule a complimentary review of your current insurance portfolio!
The dedication of the Haylor, Freyer, & Coon staff are of the best we have had in the over 32 years I have been with the town. They are thorough and respond in a timely manner. Our salesperson always makes......
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-Ed Fairbrother, Town of Big Flats Town Supervisor
Haylor, Freyer & Coon Announces move to revitalized One Park Place in downtown
January 4, 2019
SYRACUSE, N.Y. – Haylor, Freyer & Coon, a Top 100 independently owned insurance agency, is moving... Read More »
Quick Info
Haylor, Freyer & Coon, Inc.
Physical Address
300 South State St, Suite 1000
Syracuse, NY 13202
Mailing Address
P.O. Box 4743
Syracuse, NY 13221-4743
Physical Address
300 South State St, Suite 1000
Syracuse, NY 13202
Mailing Address
P.O. Box 4743
Syracuse, NY 13221-4743
Phone: +1 800-289-1501
Contact Us
ISO 9001:2015 Certified