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When it comes to writing policies that protect you over time, we’re right at home.
Signature Client
We tailor your unique lifestyle and assets portfolio with comprehensive coverage and care.
Commercial Business
No matter what your business is, being here to insure all you value is ours.
Government/Education
After more than 85 years of excellence, the right choice for insurance is public knowledge.
Manufactured Housing Dealers & Communities
Peace of mind can’t be manufactured. Turn to our Manufactured Housing Division for help.
Administrative Relief Technology
Choices, Private Exchange, compliance, technology and streamlined administration of all your employee BeneFITs in one easy-to-use, secure website.
Compliance Management
Healthcare reform, compliance and education training can help ensure the protection of your company and your employees.
Employee Health Improvement
Employees are your company’s biggest asset. Wellness fosters presenteeism, improves productivity and creates a happier, healthier workforce.
Student Property
You value your personal property. Now learn how you can protect it. Get a quote today.
Risk Prevention Solutions
Don't react to losses - avoid them altogether. Work with us to learn how.
Safety Resources Library
Create a safer workplace and help prevent losses by browsing our collection of safety materials.
What Is My Risk?
Determine your organization's loss exposure by taking our quick risk assessment quiz.
Personal
From cars to homes to toys, if you can buy it, we can insure it. Get a quote today.
Business
When it comes to your business, we’re more than an insurer – we’re your trusted advisor.
College
For student health, personal property or specialty insurance, we’re always the smart choice.
Personal Life Insurance
Life Insurance
Let’s face it – planning for the distant future is not exactly at the top of your to-do list in today’s busy world. It’s important, however, to remember to take the time to update your life insurance plan, prepare for your long-term care needs, and create a personal family safety net. At Haylor, Freyer & Coon, we make it easy to design a life insurance program or long-term care policy that reflects your personal goals and objectives for the financial security of those you love, and prepares for the unpredictability of tomorrow.
So talk to us about planning for tomorrow – then get out there and make the most of today. Get your life insurance now!
- Replace Lost Income – Provides your family with steady income in the event of your passing.
- Cover Living Expenses – Helps cover essential living expenses such as groceries, cleaning supplies, etc.
- Pay Child’s Education – Can pay for private schooling and college expenses.
- Supplement Retirement Savings – Generate tax-deffered cash flow for your retirement.
- Collateral for Loan – Borrow against the value of your policy for a personal or business loan.
- Protect Business – Helps keep a business afloat while adjusting without you.
- Additional Money in Case of a Chronic/Terminal Illness – If you develop a chronic or terminal illness, life insurance money may be able to be withdrawn to pay for medical expenses.
- Leave A Legacy – Leave a considerable donation amount to the causes that were important to you.
- Reduce Estate & Inheritance Taxes – Life insurance to the beneficiary is not taxed.
- Increase Death Benefits – Some life policies allow you to trade the cash value accumulation for increased death benefits.
Important Note: Everything listed on this page is meant as general information and the generalized policy descriptions are designed to help you understand the different coverage types. These guidelines and descriptions do not refer to any specific contract of insurance, carrier, or terms of service. They do not modify any definitions, exclusions, or any other provisions that are directly stated in any contract of insurance. We highly recommend that you speak with your insurance advisor and review your policy fully to understand your coverage.
Life Insurance –
Frequently Asked Questions
- When should I get life insurance?
- What type of policy should I get?
- Are life insurance proceeds taxed?
- Is a medical exam required to get a life insurance policy?
Other Products
Auto Insurance
Getting the coverage you need is no accident
Personal Umbrella
Weather the unexpected & eliminate uncertainty
Life After Death:
Did You Know*
Some private student loans will fall onto a cosigner or closest family memeber if the borrowing student dies.
*Not applicable to all insurers and policies. Please click on the ? icon above for more information.
Related Resources & Insights
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Quick Info
Haylor, Freyer & Coon, Inc.
Physical Address
300 South State St, Suite 1000
Syracuse, NY 13202
Mailing Address
P.O. Box 4743
Syracuse, NY 13221-4743
Physical Address
300 South State St, Suite 1000
Syracuse, NY 13202
Mailing Address
P.O. Box 4743
Syracuse, NY 13221-4743
Phone: +1 800-289-1501
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ISO 9001:2015 Certified