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Insuring all you Value
Auto

Auto

Getting the complete coverage you need is no accident. Request a quote today.

Home

Home

When it comes to writing policies that protect you over time, we’re right at home.

Recreational Vehicles

Recreational Vehicles

Get out there and have fun. We’ll make sure no worries stand in your way.

Commercial Business

Commercial Business

No matter what your business is, being here to insure all you value is ours.

Government/Education

Government/Education

After more than 85 years of excellence, the right choice for insurance is public knowledge.

Manufactured Housing Dealers & Communities

Manufactured Housing Dealers & Communities

Peace of mind can’t be manufactured. Turn to our Manufactured Housing Division for help.

Administrative Relief Technology

Administrative Relief Technology

Choices, Private Exchange, compliance, technology and streamlined administration of all your employee BeneFITs in one easy-to-use, secure website.

Compliance Management

Compliance Management

Healthcare reform, compliance and education training can help ensure the protection of your company and your employees.

Employee Health Improvement

Employee Health Improvement

Employees are your company’s biggest asset. Wellness fosters presenteeism, improves productivity and creates a happier, healthier workforce.

Student Property

Student Property

You value your personal property. Now learn how you can protect it. Get a quote today.

Health

Health

Keeping you in the classroom and protecting your well-being, on campus and off.

Dental

Dental

Compare and select the best option for you!

Loss Prevention Solutions

Loss Prevention Solutions

Don't react to losses - avoid them altogether. Work with us to learn how.

Safety Resources Library

Safety Resources Library

Create a safer workplace and help prevent losses by browsing our collection of safety materials.

What Is My Risk?

What Is My Risk?

Determine your organization's loss exposure by taking our quick risk assessment quiz.

Personal

Personal

From cars to homes to toys, if you can buy it, we can insure it. Get a quote today.

Business

Business

When it comes to your business, we’re more than an insurer – we’re your trusted advisor.

College

College

For student health, personal property or specialty insurance, we’re always the smart choice.

Recreational Vehicles

Recreational Vehicle Insurance

We all enjoy spending time outdoors, but do you have the right protection for your active lifestyle? From your motor home or trailer to your favorite ATV or snowmobile, if you can buy it, Haylor, Freyer & Coon can insure it. We work with you to learn what is important, and then we find the right policy for you from a range of affordable options from top carriers. So get out there and have fun. We’ll be here to make sure no worries stand in your way.

Motorhome Vehicles

  • Bodily Injury Coverage – Covers the medical costs for the driver and passengers of a vehicle that you crash
  • Property Damage Coverage – Covers property that your vehicle damages during an accident (i.e., another person’s vehicle)
  • Personal Injury Protection (PIP) / No-Fault Coverage* – Covers medically-necessary expenses, regardless of who causes the accident
  • Uninsured Motorist Coverage* – Covers you if you’re in an accident with an at-fault driver who doesn’t carry or doesn’t have enough liability insurance

Travel Trailer Vehicles

  • Bodily Injury Coverage – Covers the medical costs for the driver and passengers of a vehicle that you crash
  • Property Damage Coverage – Covers property that your vehicle damages during an accident (i.e., another person’s vehicle)
  • Personal Injury Protection (PIP) / No-Fault Coverage* – Covers medically-necessary expenses, regardless of who causes the accident
  • Uninsured Motorist Coverage* – Covers you if you’re in an accident with an at-fault driver who doesn’t carry or doesn’t have enough liability insurance

Off-Road / Motorcycle Vehicles**

  • Bodily Injury Coverage – Covers the medical costs for the driver and passengers of a vehicle that you crash
  • Property Damage Coverage – Covers property that your vehicle damages during an accident (i.e., another person’s vehicle)
  • Personal Injury Protection (PIP) / No-Fault Coverage* – Covers medically-necessary expenses, regardless of who causes the accident
  • Uninsured Motorist Coverage* – Covers you if you’re in an accident with an at-fault driver who doesn’t carry or doesn’t have enough liability insurance

*These are New York State’s requirements for minimum coverage. Basic minimum & No Fault coverage requirements vary by state.

**These vehicles may be written under Motorcycle Insurance Policies if used on roadways.

We Insure All Types of Recreational Vehicles

No matter the toy, we can protect it

ATVs

Campers &
Trailers

Snowmobiles

7

Motorhomes
& RVs

Golf Carts

Scooters
& Segways

Important Note: Everything listed on this page is meant as general information and the generalized policy descriptions are designed to help you understand the different coverage types. These guidelines and descriptions do not refer to any specific contract of insurance, carrier, or terms of service. They do not modify any definitions, exclusions, or any other provisions that are directly stated in any contract of insurance. We highly recommend that you speak with your insurance advisor and review your policy fully to understand your coverage.


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Proceed with caution when making employment decisions involving cannabis

Proceed with caution when making employment decisions involving cannabis

Many states have updated their laws for recreational or medicinal use of Marijuana over the past few years. What does this mean for your business?

Learn More