Vice President, Risk Management Advisor
Joe joined HF&C in 1991 and is currently the Resident Vice President of our Watertown branch. He specializes in manufacturing, educational institutions, not-for-profit organizations, municipalities and construction accounts. His knowledge in these niches allows him to understand our client’s needs both on a general industry and account specific basis.
Joe is a student of the risk management process. As a Certified Insurance Counselor he is up to date on all of the proper ways to handle the expanding risk management needs of our customers, large and small. His expertise has helped our larger clients, especially contractors, with appropriate management of risk transfer and contract review. Joe also works closely with large accounts that require expertise in the surety arena. He provides a full array of bid, performance/payment maintenance and commercial surety bonds.