Robert Rayo

CRIS, President

Robert has developed the Commercial Construction & Surety division into a premiere niche at HF&C. Partnering with well known specialty carriers, along with over 20 years of insurance industry experience has made Robert a respected leader in the construction field. Robert handles some of HF&C’s largest and longest running client base, by providing in-depth risk management advice, service and an unmatched dedication to client relationships. Of primary importance to Robert is providing his clients with total insurance solutions. He can provide risk analysis, policy reviews & risk transfer support. His goal is to provide competitive pricing programs while ensuring that the customer has proper coverage, and terms & conditions to meet the requirements for their contracts while protecting their assets.

As a principal owner, Robert works tirelessly to create an atmosphere of success at HF&C, implementing sales initiatives, an ESOP Committee and a mentoring program for production staff. Robert is heavily involved in the global aspect of HF&C, developing our Assurex Global relationships and developing our international business opportunities. Robert is a graduate of Florida International University.