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Insuring all you Value
Auto

Auto

Getting the complete coverage you need is no accident. Request a quote today.

Home

Home

When it comes to writing policies that protect you over time, we’re right at home.

Recreational Vehicles

Recreational Vehicles

Get out there and have fun. We’ll make sure no worries stand in your way.

Commercial Business

Commercial Business

No matter what your business is, being here to insure all you value is ours.

Government/Education

Government/Education

After more than 85 years of excellence, the right choice for insurance is public knowledge.

Manufactured Housing Dealers & Communities

Manufactured Housing Dealers & Communities

Peace of mind can’t be manufactured. Turn to our Manufactured Housing Division for help.

Administrative Relief Technology

Administrative Relief Technology

Choices, Private Exchange, compliance, technology and streamlined administration of all your employee BeneFITs in one easy-to-use, secure website.

Compliance Management

Compliance Management

Healthcare reform, compliance and education training can help ensure the protection of your company and your employees.

Employee Health Improvement

Employee Health Improvement

Employees are your company’s biggest asset. Wellness fosters presenteeism, improves productivity and creates a happier, healthier workforce.

Student Property

Student Property

You value your personal property. Now learn how you can protect it. Get a quote today.

Health

Health

Keeping you in the classroom and protecting your well-being, on campus and off.

Dental

Dental

Compare and select the best option for you!

Loss Prevention Solutions

Loss Prevention Solutions

Don't react to losses - avoid them altogether. Work with us to learn how.

Safety Resources Library

Safety Resources Library

Create a safer workplace and help prevent losses by browsing our collection of safety materials.

What Is My Risk?

What Is My Risk?

Determine your organization's loss exposure by taking our quick risk assessment quiz.

Personal

Personal

From cars to homes to toys, if you can buy it, we can insure it. Get a quote today.

Business

Business

When it comes to your business, we’re more than an insurer – we’re your trusted advisor.

College

College

For student health, personal property or specialty insurance, we’re always the smart choice.

Successful Claims Advocacy Case Studies


The professionals at Haylor, Freyer, & Coon have the skills and drive to mediate between the customer and insurance carrier. We have a proven track record of success and below are many reasons why you should consider our services:


Picture of thermometer on pharmaceutical pills

Pharmacy Plan Proposal

A municipal employer with over 6,000 employees engaged Haylor, Freyer & Coon to secure and monitor a better pharmacy plan. HF&C partnered with a Pharmacy focused healthcare IT company to conduct the review. The Request for Proposal needed to include necessary data for the bid as well as customized terms and questions to meet county’s needs.


Picture of hand with pen hovered over analytics material

Medicare Mayhem

A Village government with over 200 enrollees was experiencing large increases in premium, due to severity in claims. They needed a solution in order to achieve budget relief and comply with the State Mandated Tax Cap. Haylor, Freyer & Coon partnered with the Village’s insurance carrier, Excellus BlueCross/BlueShield, to develop a solution.


Picture of bowling alley lane

Bowling Alley Blunder

In 2015, a bowling alley relied heavily on a computer system that was disrupted due to power surge. After several weeks of disruption to the electronic scoring, the bowling alley decided to purchase a new one, because the old one couldn’t be repaired. Problem was the original claim wasn’t resolved with the carrier.


Picture of roof zoomed in

Roof Proof

A Haylor, Freyer & Coon, Inc. client suffered hail damage to their roof that went undetected for over 2 months. Once detected, it was reported and the insurance carrier initially attempted to deny coverage due to late reporting. Our Claims Advocacy team stepped in and worked with our carrier partner to accept the claim, investigate, and provide claim settlement.


Picture of milk hauler truck

Crying Over Spilled Milk

One day while loading milk from a farmer’s tank, our client – a milk hauler, was shocked by the fact that the tank imploded causing damage to the farmer’s tank and loss of product (milk). The claim was reported to the insurance companies that provided the General Liability, Cargo, and Auto insurance policies. However, deciding which policy covered the claim was a whole other can of worms.


Picture of crane

Crane Pain

Rust and corrosion had caused a spydercrane to be rendered inoperable. The construction company that had rented this equipment filed an insurance claim because the damage had happened while using the crane. The insurance company came back with a denial because of an exclusion for damage caused by corrosion. They needed to re-evaluate the claim with a reputable source.


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New Mandatory Sexual Harassment Policies & Training - Are You Compliant?

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We’ve all heard about the the #metoo and #timesup movements. This raises a conversation that all businesses need to have and now there are new laws to make sure everyone is getting the protection they need. This article provides the newest labor laws and information on how to train your staff.

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