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Insuring all you Value

Auto

Getting the complete coverage you need is no accident. Request a quote today.

Home

When it comes to writing policies that protect you over time, we’re right at home.

Recreational Vehicles

Get out there and have fun. We’ll make sure no worries stand in your way.

Commercial Business

No matter what your business is, being here to insure all you value is ours.

Government/Education

After more than 85 years of excellence, the right choice for insurance is public knowledge.

Manufactured Housing Dealers & Communities

Peace of mind can’t be manufactured. Turn to our Manufactured Housing Division for help.

Administrative Relief Technology

Choices, Private Exchange, compliance, technology and streamlined administration of all your employee BeneFITs in one easy-to-use, secure website.

Compliance Management

Healthcare reform, compliance and education training can help ensure the protection of your company and your employees.

Employee Health Improvement

Employees are your company’s biggest asset. Wellness fosters presenteeism, improves productivity and creates a happier, healthier workforce.

Student Property

You value your personal property. Now learn how you can protect it. Get a quote today.

Health

Keeping you in the classroom and protecting your well-being, on campus and off.

Travel

Worldwide coverage for every study-abroad experience

Loss Prevention Solutions

Don’t react to losses – avoid them altogether. Work with us to learn how.

Environmental Management Solutions

Through experience and relationships, we’ve created the perfect environment to help with liability and risk.

Claim Advocacy

Let our experts help keep your workers’ comp claims – and your costs – under control.

Personal

From cars to homes to toys, if you can buy it, we can insure it. Get a quote today.

Business

When it comes to your business, we’re more than an insurer – we’re your trusted advisor.

College

For student health, personal property or specialty insurance, we’re always the smart choice.

HF&C in the News

New individual, voluntary dental program now available

New individual, voluntary dental insurance option through Guardian is now available.  Anyone can enroll.  It's a simple voluntary option where the person can chose between 1 of 3 plans, and pay right online for just them, or their spouse and child… Read more »

March 14 – HF&C Offices to Close at 3:30 Due to Weather

The decision has been made for the safety of our Employees to close the office today at 3:30 due to weather.

 Click here for more information on reporting a claim directly to your Carrier.

Or Call

888-201-5988

Read more »

Upcoming Employee Benefits Webinar Keeping Up With The Changes

Register for this March 23rd seminar. By the end of March 2017, many changes to employee benefits rules will have begun to take shape. Beyond changes to the ACA, we expect to see modifications to HSA rules, adjustment to the tax… Read more »

Victor Marchetti Appointed Board Of Directors

Jim Freyer, CEO announces, Victor Marchetti, Vice President, ARM has been appointed to the Board of Directors. As a Business Unit Leader, Vic services a myriad of clients in the areas of Construction, Manufacturing, Real Estate Development and International Risks. Since… Read more »

Victor Marchetti appointed to the Board of Directors

Jim Freyer, CEO announces, Victor Marchetti, Vice President, ARM has been appointed to the Board of Directors. As a Business Unit Leader, Vic services a myriad of clients in the areas of Construction, Manufacturing, Real Estate Development and International Risks. Since… Read more »

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