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Insuring all you Value


Getting the complete coverage you need is no accident. Request a quote today.


When it comes to writing policies that protect you over time, we’re right at home.

Recreational Vehicles

Get out there and have fun. We’ll make sure no worries stand in your way.

Commercial Business

No matter what your business is, being here to insure all you value is ours.


After more than 85 years of excellence, the right choice for insurance is public knowledge.

Manufactured Housing Dealers & Communities

Peace of mind can’t be manufactured. Turn to our Manufactured Housing Division for help.

Administrative Relief Technology

Choices, Private Exchange, compliance, technology and streamlined administration of all your employee BeneFITs in one easy-to-use, secure website.

Compliance Management

Healthcare reform, compliance and education training can help ensure the protection of your company and your employees.

Employee Health Improvement

Employees are your company’s biggest asset. Wellness fosters presenteeism, improves productivity and creates a happier, healthier workforce.

Student Property

You value your personal property. Now learn how you can protect it. Get a quote today.


Keeping you in the classroom and protecting your well-being, on campus and off.


Worldwide coverage for every study-abroad experience

Loss Prevention Solutions

Don’t react to losses – avoid them altogether. Work with us to learn how.

Environmental Management Solutions

Through experience and relationships, we’ve created the perfect environment to help with liability and risk.

Claim Advocacy

Let our experts help keep your workers’ comp claims – and your costs – under control.


From cars to homes to toys, if you can buy it, we can insure it. Get a quote today.


When it comes to your business, we’re more than an insurer – we’re your trusted advisor.


For student health, personal property or specialty insurance, we’re always the smart choice.



In life and business, there are very few guarantees. On the business side, the right surety services and solutions can help. At Haylor, Freyer & Coon, we’re here to take care of the surety needs for a range of customers from general contractors to heavy / highway to specialty construction.

With extensive experience in both construction and brokerage, our Surety Consulting Team has built trusted and productive relationships with more than 20 surety companies, including the seven largest in the market, and we can leverage those industry relationships to benefit your business. We use our in-depth knowledge of how sureties evaluate your management, organizational structure and financial position to negotiate and work closely with underwriters to secure the best possible terms and conditions for a surety program which supports your firm’s business plans and objectives.

Along with offering the full array of Bid, Performance/Payment and Commercial Surety Bonds, Haylor possesses powers of attorney with all major sureties to expedite the transaction process.

Surety Consulting Services

  • Financial statement analysis, work-in-process schedules, cash flow with feedback
  • Bid/contract specifications and bond form reviews
  • Financial planning to maximize bond support
  • Introductions and referrals to CPAs, attorneys, bankers and potential JV partners
  • GC-CM/subcontractor/project owner prequalification
  • Annual review of premium rates, capacity needs, and indemnity
  • Back-up surety program as warranted

And because business can sometimes take you across international borders, we’re a partner with Assurex Global, allowing us to provide bond professionals on site, in every state and over 60 countries who can work seamlessly with local management and regulators to safeguard your business interests.

Contact A Specialist

Tony Procopio, Vice President, Risk Management Advisor

Tony has 29 years of insurance experience developing and managing large commercial accounts throughout the northeast. He began working in the insurance field shortly after earning a BS in Management Science at SUNY Oswego in 1985. Prior to coming to Haylor, Tony was employed by both Wausau as a...

John Sroka, Surety Consulting Services

John Sroka has been responsible for underwriting and brokering more than 220 construction companies and 50 banking clients, and now coordinates our national and international clients’ surety needs on a global basis. A 1978 Colgate University economics graduate, he has been involved in the...

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Compare costs for medical procedures? You bet!

Compare costs for medical procedures? You bet!

High Deductible Plans - When it comes to medical tests or procedures do your research. Shop around, compare prices, ask questions, check quality ratings.

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