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Insuring all you Value


Getting the complete coverage you need is no accident. Request a quote today.


When it comes to writing policies that protect you over time, we’re right at home.

Recreational Vehicles

Get out there and have fun. We’ll make sure no worries stand in your way.

Commercial Business

No matter what your business is, being here to insure all you value is ours.


After more than 85 years of excellence, the right choice for insurance is public knowledge.

Manufactured Housing Dealers & Communities

Peace of mind can’t be manufactured. Turn to our Manufactured Housing Division for help.

Administrative Relief Technology

Choices, Private Exchange, compliance, technology and streamlined administration of all your employee BeneFITs in one easy-to-use, secure website.

Compliance Management

Healthcare reform, compliance and education training can help ensure the protection of your company and your employees.

Employee Health Improvement

Employees are your company’s biggest asset. Wellness fosters presenteeism, improves productivity and creates a happier, healthier workforce.

Student Property

You value your personal property. Now learn how you can protect it. Get a quote today.


Keeping you in the classroom and protecting your well-being, on campus and off.


Worldwide coverage for every study-abroad experience

Loss Prevention Solutions

Don’t react to losses – avoid them altogether. Work with us to learn how.

Environmental Management Solutions

Through experience and relationships, we’ve created the perfect environment to help with liability and risk.

Claim Advocacy

Let our experts help keep your workers’ comp claims – and your costs – under control.


From cars to homes to toys, if you can buy it, we can insure it. Get a quote today.


When it comes to your business, we’re more than an insurer – we’re your trusted advisor.


For student health, personal property or specialty insurance, we’re always the smart choice.

Commercial Business

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Business Insurance Agency in Syracuse & Upstate NY

Business, by definition, is all about buying and selling. Business insurance, on the other hand, means so much more – at least it does to Haylor, Freyer & Coon, a business insurance agency in Syracuse & Upstate, NY. Sure, we offer a full line of insurance products to businesses across a wide range of industries, but selling policies is just a small part of our process. We learn about your business as well as your Insurance/Risk Management needs. We then develop comprehensive business risk management solutions in Syracuse & CNY to address those needs. In the end, you’ll find that you have more than an agent – you have a trusted advisor.

At Haylor, commercial business clients benefit from a unique combination of knowledge, expertise and resources. Our status as one of the top 100 independently owned insurance agencies in the United States, coupled with the international resources of Assurex Global, brings you access to a world of coverage options at the best possible prices. At the same time, we’re local. Our teams are responsive and knowledgeable in their respective industries, such as business insurance in Syracuse & Upstate NY, and our attention to detail allows us to find the best solutions for your business – even things that other agents may have missed.

When running a business, there will always be things that keep you up at night. But when you work with Haylor, you can always rest assured that you’re with an agency trusted advisor that’s always looking out for your best interests.


Contact A Specialist

Steve DeRegis, Vice President, Risk Management Advisor

Steve’s goal is to become a “trusted advisor” to his clients. He accomplishes this by advocating for his customers and addressing their needs on a daily basis. Attention to detail and servicing his client’s needs are his top priorities. He takes a “consultative approach” with his...

Joseph LaClair, Vice President, Risk Management Advisor

Joe joined HF&C in 1991 and is currently the Resident Vice President of our Watertown branch. He specializes in manufacturing, educational institutions, not-for-profit organizations, municipalities and construction accounts. His knowledge in these niches allows him to understand our...

Tony Procopio, Vice President, Risk Management Advisor

Tony has 29 years of insurance experience developing and managing large commercial accounts throughout the northeast. He began working in the insurance field shortly after earning a BS in Management Science at SUNY Oswego in 1985. Prior to coming to Haylor, Tony was employed by both Wausau as a...

James K. Schaefer, CPCU, ARM, Risk Management Advisor

Jim Schaefer has been involved in commercial insurance for over three decades.  In 1976, he began his career as a Workers’ Compensation Field Claims Representative which laid the foundation for becoming one of Central New York’s most respected insurance representatives. At Liberty...

George D. Mahoney, Risk Management Advisor, Capital Region

George brings a unique skill set and 30+ years of executive level experience to HF&C. Well versed in all facets of running a major corporation, George understands the complexities and importance of creating a solid risk management program as part of any successful corporate...

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Compare costs for medical procedures? You bet!

Compare costs for medical procedures? You bet!

High Deductible Plans - When it comes to medical tests or procedures do your research. Shop around, compare prices, ask questions, check quality ratings.

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