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Getting the complete coverage you need is no accident. Request a quote today.


When it comes to writing policies that protect you over time, we’re right at home.

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After more than 85 years of excellence, the right choice for insurance is public knowledge.

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From cars to homes to toys, if you can buy it, we can insure it. Get a quote today.


When it comes to your business, we’re more than an insurer – we’re your trusted advisor.


For student health, personal property or specialty insurance, we’re always the smart choice.



From farm to table, insuring the unique needs of today’s agricultural processors and transporters requires a true understanding of the unique risks inherent to each industry. At Haylor, Freyer & Coon, we are specialists in agriculture insurance. We know the dairy niche better than anyone – and it shows.

It’s a level of knowledge that’s earned us a spot on the board of the International Milk Haulers Association, along with endorsement by the largest dairy cooperatives in the United States. And if the industry’s biggest and best trust Haylor with their insurance needs, you can feel good about trusting us with yours too.

Our Value Proposition:

Claim Advocacy – Our staff of seasoned professionals can interpret coverage, research supporting case law, manage claim reviews and keep you informed throughout the claim process. Our experienced advocacy team works to expedite your claim payment and diminish the potential anxiety when claims occur.

Risk Management Consulting – Your Company is exposed to risks every day. Through our I Four Process we can tailor a custom solution that works in concert with your risk appetite and budget.

Some of the ways we help you manage your Risk:

DriveCam by Lytx - Through our partnership with Lytx, we have implemented DriveCam with clients that have a fleet exposure with heavy vehicles and effectively identify risky driving behaviors, coaching to modify the behavior, and protecting clients from fraudulent and not at fault accidents.

Alert Driving – Through our affiliation with Alert Driving we bring state of the art training programs to our client driver professionals, resulting in more educated safe drivers and regulatory compliance.

Ergonomic Evaluations – Working in concert with our vendor partners to complete an ergonomic study to determine improvement measures to reduce back and repetitive motion employee injury trends.



“ The International Milk Haulers Association ( works to strengthen, improve and promote the interests of the milk hauling industry. Haylor Freyer & Coon has a long affiliation with the association and is represented on the IMHA board of directors in an appointed board advisor.”

Contact A Specialist

Scott Wichmann, ARM, CIC, Vice President

Scott is a sales executive and partner at Haylor, Freyer & Coon, Inc’s Corporate Office in Syracuse, New York. Scott manages the Agribusiness practice at Haylor which includes dairy processing, distribution and milk haulers throughout the United States. Scott is also the Transportation...

Joe Peplinski, AVP, Risk Management Advisor

As a proud member of the commercial transportation unit at HF&C, Joe brings over 14 years of insurance experience to his clients and is a lead member of Haylor’s dairy and agricultural haulers program. He works with trucking fleets across all industries and commodities throughout the...

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