Client Login

Get A Quote

Insuring all you Value


Getting the complete coverage you need is no accident. Request a quote today.


When it comes to writing policies that protect you over time, we’re right at home.

Recreational Vehicles

Get out there and have fun. We’ll make sure no worries stand in your way.

Commercial Business

No matter what your business is, being here to insure all you value is ours.


After more than 85 years of excellence, the right choice for insurance is public knowledge.

Manufactured Housing Dealers & Communities

Peace of mind can’t be manufactured. Turn to our Manufactured Housing Division for help.

Administrative Relief Technology

Choices, Private Exchange, compliance, technology and streamlined administration of all your employee BeneFITs in one easy-to-use, secure website.

Compliance Management

Healthcare reform, compliance and education training can help ensure the protection of your company and your employees.

Employee Health Improvement

Employees are your company’s biggest asset. Wellness fosters presenteeism, improves productivity and creates a happier, healthier workforce.

Student Property

You value your personal property. Now learn how you can protect it. Get a quote today.


Keeping you in the classroom and protecting your well-being, on campus and off.


Worldwide coverage for every study-abroad experience

Loss Prevention Solutions

Don’t react to losses – avoid them altogether. Work with us to learn how.

Environmental Management Solutions

Through experience and relationships, we’ve created the perfect environment to help with liability and risk.

Claim Advocacy

Let our experts help keep your workers’ comp claims – and your costs – under control.


From cars to homes to toys, if you can buy it, we can insure it. Get a quote today.


When it comes to your business, we’re more than an insurer – we’re your trusted advisor.


For student health, personal property or specialty insurance, we’re always the smart choice.



Insurance solutions aren’t manufactured on an assembly line. You need a custom program developed around the needs of your business, and the team at Haylor, Freyer & Coon can deliver just that.

Our experienced staff understands the nuances of all types of manufacturing and the complex sets of risk inherent to each. More importantly, we know how to leverage this understanding to offer competitive solutions that balance risk and value to protect your business, workforce and products today and well into the future.

Plus, our offerings to manufacturing clients go beyond insurance solutions. We have professionals on staff who are available to assist with a wide array of technical services including Safety Training, OSHA Compliance, Loss and Risk Analysis, and Alternative Risk Options.

Contact A Specialist

Tracy Cifra, CPCU, Risk Management Advisor, Director of Global Placement

Tracy is Haylor, Freyer & Coon’s International Gatekeeper working closely with our Assurex partners.  Tracy handles the foreign coverage issues for our firm as well as the coordination of the reverse flow business. Prior to joining HF&C as a broker in 2004, Tracy had...

Steve DeRegis, Vice President, Risk Management Advisor

Steve’s goal is to become a “trusted advisor” to his clients. He accomplishes this by advocating for his customers and addressing their needs on a daily basis. Attention to detail and servicing his client’s needs are his top priorities. He takes a “consultative approach” with his...

Walt Hammond, CIC, Risk Management Advisor

Walter Hammond started his insurance career with Wausau Insurance in 1980 where he worked in claims. He was responsible for handling claims in Workers Compensation Court for Upstate NY. He later moved to commercial sales with Wausau, specializing in construction and manufacturing...

James K. Schaefer, CPCU, ARM, Risk Management Advisor

Jim Schaefer has been involved in commercial insurance for over three decades.  In 1976, he began his career as a Workers’ Compensation Field Claims Representative which laid the foundation for becoming one of Central New York’s most respected insurance representatives. At Liberty...

Client Login

Winter Weather: Parking Lots & Sidewalks 

Winter Weather: Parking Lots & Sidewalks 

slips trips falls snow removal safety

Learn More