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Insuring all you Value


Getting the complete coverage you need is no accident. Request a quote today.


When it comes to writing policies that protect you over time, we’re right at home.

Recreational Vehicles

Get out there and have fun. We’ll make sure no worries stand in your way.

Commercial Business

No matter what your business is, being here to insure all you value is ours.


After more than 85 years of excellence, the right choice for insurance is public knowledge.

Manufactured Housing Dealers & Communities

Peace of mind can’t be manufactured. Turn to our Manufactured Housing Division for help.

Administrative Relief Technology

Choices, Private Exchange, compliance, technology and streamlined administration of all your employee BeneFITs in one easy-to-use, secure website.

Compliance Management

Healthcare reform, compliance and education training can help ensure the protection of your company and your employees.

Employee Health Improvement

Employees are your company’s biggest asset. Wellness fosters presenteeism, improves productivity and creates a happier, healthier workforce.

Student Property

You value your personal property. Now learn how you can protect it. Get a quote today.


Keeping you in the classroom and protecting your well-being, on campus and off.


Worldwide coverage for every study-abroad experience

Loss Prevention Solutions

Don’t react to losses – avoid them altogether. Work with us to learn how.

Environmental Management Solutions

Through experience and relationships, we’ve created the perfect environment to help with liability and risk.

Claim Advocacy

Let our experts help keep your workers’ comp claims – and your costs – under control.


From cars to homes to toys, if you can buy it, we can insure it. Get a quote today.


When it comes to your business, we’re more than an insurer – we’re your trusted advisor.


For student health, personal property or specialty insurance, we’re always the smart choice.

Real Estate


Peace of mind can’t be bought, sold or rented. But with the help of Haylor, Freyer & Coon, you can rest assured that we have the coverage you need for all you value. Our approach goes well beyond simply selling an insurance policy. As your trusted advisor, we take a consultative approach to reduce your insurance cost and protect your assets through knowledge and advisement. After all, real estate is a specialty – so your agent should be a specialist.

As specialists, we understand your business and we provide a full policy review to ensure you’re properly protected. At Haylor, Freyer & Coon we also educate our clients on Contractual Risk Transfer, an effective practice for managing risk without the high cost of insurance.

We will also act as your trusted advisor making sure you are educated with regard to the critical exposures impacting your business. Do you know about strict liability for contractors? How about co-insurance threats and blanket property coverage? They’re just a few examples of things you should be aware of as a real estate owner. Knowledge can make all the difference when it comes to protecting your assets and reducing your long-term costs.

For a free, complete audit and review of your insurance program, contact us today.

Global Vacation Housing Insurance for Property Managers click here Global Vacation Housing Insurance

Contact A Specialist

Steve DeRegis, Vice President, Risk Management Advisor

Steve’s goal is to become a “trusted advisor” to his clients. He accomplishes this by advocating for his customers and addressing their needs on a daily basis. Attention to detail and servicing his client’s needs are his top priorities. He takes a “consultative approach” with his...

Victor Marchetti, ARM, Vice President

Vic is one of Haylor, Freyer & Coon, Inc.’s premier account executives who services one of the largest books of business in our firm. Joining HF&C after several years with Marsh, he added much experience to our firm in the areas of larger risk management type accounts, construction,...

Tom Freyer, CIC, CRIS, Account Executive

Thomas graduated from the University at Albany in 1998 and has been involved in the insurance industry for over ten years.  He is part of HF&C’s general unit and works with all different types of businesses including contractors, hotels, restaurants and the fire suppression industry.  He...

George D. Mahoney, Risk Management Advisor, Capital Region

George brings a unique skill set and 30+ years of executive level experience to HF&C. Well versed in all facets of running a major corporation, George understands the complexities and importance of creating a solid risk management program as part of any successful corporate...

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Winter Weather: Parking Lots & Sidewalks 

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