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Insuring all you Value


Getting the complete coverage you need is no accident. Request a quote today.


When it comes to writing policies that protect you over time, we’re right at home.

Recreational Vehicles

Get out there and have fun. We’ll make sure no worries stand in your way.

Commercial Business

No matter what your business is, being here to insure all you value is ours.


After more than 85 years of excellence, the right choice for insurance is public knowledge.

Manufactured Housing Dealers & Communities

Peace of mind can’t be manufactured. Turn to our Manufactured Housing Division for help.

Administrative Relief Technology

Choices, Private Exchange, compliance, technology and streamlined administration of all your employee BeneFITs in one easy-to-use, secure website.

Compliance Management

Healthcare reform, compliance and education training can help ensure the protection of your company and your employees.

Employee Health Improvement

Employees are your company’s biggest asset. Wellness fosters presenteeism, improves productivity and creates a happier, healthier workforce.

Student Property

You value your personal property. Now learn how you can protect it. Get a quote today.


Keeping you in the classroom and protecting your well-being, on campus and off.


Worldwide coverage for every study-abroad experience

Loss Prevention Solutions

Don’t react to losses – avoid them altogether. Work with us to learn how.

Environmental Management Solutions

Through experience and relationships, we’ve created the perfect environment to help with liability and risk.

Claim Advocacy

Let our experts help keep your workers’ comp claims – and your costs – under control.


From cars to homes to toys, if you can buy it, we can insure it. Get a quote today.


When it comes to your business, we’re more than an insurer – we’re your trusted advisor.


For student health, personal property or specialty insurance, we’re always the smart choice.

Social Services

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Not-for-profit work is not without risks. Your organization, your executive leadership and Board, your staff, and ultimately, the work you do – each comes with an inherent level of liability. As a locally owned Upstate NY-based insurance agency, Haylor, Freyer & Coon is an active member of the communities we serve. We understand your dedication to our community, and we’re here to help protect your organization.

As part of our commitment, we provide workers’ compensation, property and liability, and loss control expertise to a wide array of community service organizations, from child and adult day care to YMCAs. We also assist with challenging claims to help control overall insurance costs and proactively leverage our preferred relationships with all major carriers to address your coverage needs.

So keep helping others, and we’ll be here with the very best in insurance options and advice.

Contact A Specialist

Tony Procopio, Vice President, Risk Management Advisor

Tony has 29 years of insurance experience developing and managing large commercial accounts throughout the northeast. He began working in the insurance field shortly after earning a BS in Management Science at SUNY Oswego in 1985. Prior to coming to Haylor, Tony was employed by both Wausau as a...

Victor Marchetti, ARM, Vice President

Vic is one of Haylor, Freyer & Coon, Inc.’s premier account executives who services one of the largest books of business in our firm. Joining HF&C after several years with Marsh, he added much experience to our firm in the areas of larger risk management type accounts, construction,...

Joseph LaClair, Vice President, Risk Management Advisor

Joe joined HF&C in 1991 and is currently the Resident Vice President of our Watertown branch. He specializes in manufacturing, educational institutions, not-for-profit organizations, municipalities and construction accounts. His knowledge in these niches allows him to understand our...

James K. Schaefer, CPCU, ARM, Risk Management Advisor

Jim Schaefer has been involved in commercial insurance for over three decades.  In 1976, he began his career as a Workers’ Compensation Field Claims Representative which laid the foundation for becoming one of Central New York’s most respected insurance representatives. At Liberty...

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Winter Weather: Parking Lots & Sidewalks 

Winter Weather: Parking Lots & Sidewalks 

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