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Insuring all you Value


Getting the complete coverage you need is no accident. Request a quote today.


When it comes to writing policies that protect you over time, we’re right at home.

Recreational Vehicles

Get out there and have fun. We’ll make sure no worries stand in your way.

Commercial Business

No matter what your business is, being here to insure all you value is ours.


After more than 85 years of excellence, the right choice for insurance is public knowledge.

Manufactured Housing Dealers & Communities

Peace of mind can’t be manufactured. Turn to our Manufactured Housing Division for help.

Administrative Relief Technology

Choices, Private Exchange, compliance, technology and streamlined administration of all your employee BeneFITs in one easy-to-use, secure website.

Compliance Management

Healthcare reform, compliance and education training can help ensure the protection of your company and your employees.

Employee Health Improvement

Employees are your company’s biggest asset. Wellness fosters presenteeism, improves productivity and creates a happier, healthier workforce.

Student Property

You value your personal property. Now learn how you can protect it. Get a quote today.


Keeping you in the classroom and protecting your well-being, on campus and off.


Worldwide coverage for every study-abroad experience

Loss Prevention Solutions

Don’t react to losses – avoid them altogether. Work with us to learn how.

Environmental Management Solutions

Through experience and relationships, we’ve created the perfect environment to help with liability and risk.

Claim Advocacy

Let our experts help keep your workers’ comp claims – and your costs – under control.


From cars to homes to toys, if you can buy it, we can insure it. Get a quote today.


When it comes to your business, we’re more than an insurer – we’re your trusted advisor.


For student health, personal property or specialty insurance, we’re always the smart choice.



School Insurance Agency in Syracuse & CNY

It’s no coincidence that more than 100 public school districts across New York State trust Haylor, Freyer & Coon to meet their insurance needs. We’re also the agent of choice for countless colleges and universities as well. Why? There’s simply no other agency in New York State with our level of expertise when it comes to the risk management needs of schools.

Today’s public schools are constantly being pressured to do more with less. A competitively priced and comprehensive risk management program can go a long way in cutting costs – leaving more money in your budget for staff positions. Haylor can deliver those types of programs, all with responsive, hands-on service.

As a top 100 insurance agency in the United States, we have strong relationships with top-rated carriers, giving us access to a range of comprehensive options to address the specific needs of school districts and colleges. Beyond insurance, we have also helped our clients save millions through additional services such as group benefit administration and RFP consultation.

More Information:

Contact A Specialist

James A. Stoddard, Sr. Vice President

Jim services some of Haylor, Freyer & Coon’s most complex accounts. He has extensive experience working with Schools, Municipalities and other public entities. Having developed a specialized School/Municipality niche, Jim is able to provide his clients with specialized programs and...

Joseph LaClair, Vice President, Risk Management Advisor

Joe joined HF&C in 1991 and is currently the Resident Vice President of our Watertown branch. He specializes in manufacturing, educational institutions, not-for-profit organizations, municipalities and construction accounts. His knowledge in these niches allows him to understand our...

Sheila Gilroy, Risk Management Advisor

Sheila began her insurance career with Allstate in the early 80’s and gained additional experience working for AMICA, and Gilroy Insurance before joining Commercial Travelers Mutual Insurance Company.  At Commercial Travelers, Sheila spent 21 years specializing in student accident,...

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Winter Weather: Parking Lots & Sidewalks 

Winter Weather: Parking Lots & Sidewalks 

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