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Insuring all you Value


Getting the complete coverage you need is no accident. Request a quote today.


When it comes to writing policies that protect you over time, we’re right at home.

Recreational Vehicles

Get out there and have fun. We’ll make sure no worries stand in your way.

Commercial Business

No matter what your business is, being here to insure all you value is ours.


After more than 85 years of excellence, the right choice for insurance is public knowledge.

Manufactured Housing Dealers & Communities

Peace of mind can’t be manufactured. Turn to our Manufactured Housing Division for help.

Administrative Relief Technology

Choices, Private Exchange, compliance, technology and streamlined administration of all your employee BeneFITs in one easy-to-use, secure website.

Compliance Management

Healthcare reform, compliance and education training can help ensure the protection of your company and your employees.

Employee Health Improvement

Employees are your company’s biggest asset. Wellness fosters presenteeism, improves productivity and creates a happier, healthier workforce.

Student Property

You value your personal property. Now learn how you can protect it. Get a quote today.


Keeping you in the classroom and protecting your well-being, on campus and off.


Worldwide coverage for every study-abroad experience

Loss Prevention Solutions

Don’t react to losses – avoid them altogether. Work with us to learn how.

Environmental Management Solutions

Through experience and relationships, we’ve created the perfect environment to help with liability and risk.

Claim Advocacy

Let our experts help keep your workers’ comp claims – and your costs – under control.


From cars to homes to toys, if you can buy it, we can insure it. Get a quote today.


When it comes to your business, we’re more than an insurer – we’re your trusted advisor.


For student health, personal property or specialty insurance, we’re always the smart choice.

International Partnership




Six Continents

Business can take you anywhere – and wherever you go, it’s important to know that the right coverage goes with you. Whether you import, export, or have operations in several countries, you face a multitude of exposures not typically faced in the United States. That’s why Haylor, Freyer & Coon has Partnered with Assurex Global.

100 Partner Firms

Through our Assurex Global partnership we’re able to provide coverage options and local regulatory assistance to address  your company’s exposures, all over the world.  Every Partner of Assurex Global is independently owned and completes an intensive evaluation process to assess their capability levels.  With more than 100 partners worldwide, the Assurex Global partnership gives international business clients local knowledge as well as critical intelligence on issues that affect their bottom line, including risk identification and analysis by country.


Our international team provides access to specialized expertise to manage complex global issues, work with all levels of a client’s organization, and streamline the insurance/risk management process.

Services available through our International Division include:

Country-specific exposure and risk identification

  • Country-specific regulatory compliance
  • Internal specialists for program development and implementation
  • Access to preferred international insurance company relationships
  • Claims advocacy
  • Loss control and safety consulting services
  • Web-based communications tools

No matter where you are, we can help deliver the best insurance solutions to fit your individual needs. So focus on growing your business globally, and we’ll be there to make sure nothing stands in your way.

More Information:




Contact A Specialist

Tracy Cifra, CPCU, Risk Management Advisor, Director of Global Placement

Tracy is Haylor, Freyer & Coon’s International Gatekeeper working closely with our Assurex partners.  Tracy handles the foreign coverage issues for our firm as well as the coordination of the reverse flow business. Prior to joining HF&C as a broker in 2004, Tracy had...

Victor Marchetti, ARM, Vice President

Vic is one of Haylor, Freyer & Coon, Inc.’s premier account executives who services one of the largest books of business in our firm. Joining HF&C after several years with Marsh, he added much experience to our firm in the areas of larger risk management type accounts, construction,...

Steve DeRegis, Vice President, Risk Management Advisor

Steve’s goal is to become a “trusted advisor” to his clients. He accomplishes this by advocating for his customers and addressing their needs on a daily basis. Attention to detail and servicing his client’s needs are his top priorities. He takes a “consultative approach” with his...

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