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Insuring all you Value


Getting the complete coverage you need is no accident. Request a quote today.


When it comes to writing policies that protect you over time, we’re right at home.

Recreational Vehicles

Get out there and have fun. We’ll make sure no worries stand in your way.

Commercial Business

No matter what your business is, being here to insure all you value is ours.


After more than 85 years of excellence, the right choice for insurance is public knowledge.

Manufactured Housing Dealers & Communities

Peace of mind can’t be manufactured. Turn to our Manufactured Housing Division for help.

Administrative Relief Technology

Choices, Private Exchange, compliance, technology and streamlined administration of all your employee BeneFITs in one easy-to-use, secure website.

Compliance Management

Healthcare reform, compliance and education training can help ensure the protection of your company and your employees.

Employee Health Improvement

Employees are your company’s biggest asset. Wellness fosters presenteeism, improves productivity and creates a happier, healthier workforce.

Student Property

You value your personal property. Now learn how you can protect it. Get a quote today.


Keeping you in the classroom and protecting your well-being, on campus and off.


Worldwide coverage for every study-abroad experience

Loss Prevention Solutions

Don’t react to losses – avoid them altogether. Work with us to learn how.

Environmental Management Solutions

Through experience and relationships, we’ve created the perfect environment to help with liability and risk.

Claim Advocacy

Let our experts help keep your workers’ comp claims – and your costs – under control.


From cars to homes to toys, if you can buy it, we can insure it. Get a quote today.


When it comes to your business, we’re more than an insurer – we’re your trusted advisor.


For student health, personal property or specialty insurance, we’re always the smart choice.

Compliance Management

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Compliance & Health Care Reform Services in Syracuse,  Central and Upstate, NY



HF&C New York Paid Family Leave Law 06.13.17


ERISA Compliance – Haylor Freyer Coon-

Workers’ Comp and Opioids

Employers struggle to keep up with rapidly changing, and often confusing, employee benefit related compliance issues Haylor, Freyer, & Coon Inc.,  provides access to regulatory analysts and legal professionals unmatched in their depth of experience and ability to assist employers with a wide variety of employee benefits compliance related issues including:

• Health Reform

• HIPAA Privacy and Security

• COBRA and State Continuation

• ERISA • Section 125

• HIPAA Title I

• HRA and HSA rules and regulations

• State Insurance Rules and Regulations

Compliance Services Summary We provide the peace of mind of knowing that your health and welfare plans are in compliance with the latest regulations, and that we can be your one point of contact for any questions that may arise. We also provide ancillary compliance services to keep you ahead of the game such as Health Reform Impact Analysis.  We can analyze your unique benefits and employee demographics to evaluate the financial and employment impact of various health reform rules including: • How to best address the risk of both types of penalties under the §4980H “shared responsibility rules” • What is the best method to define full-time employees • The potential cost of expanded eligibility requirements • How to set affordable contributions according to the IRS employer safe harbor rules

Compliance Assessments This tool helps employers determine gaps in their employee benefit related compliance. This assessment also includes: • An in person review of your completed compliance assessment. • In depth analysis of any compliance gaps. • A yearly action plan to insure you are complaint and remain compliant throughout the year.

Other Compliance Services • HIPAA Privacy & Security Compliance Consulting • Plan Document and SPD Drafting and Amending • Compliance training and education • Discrimination Testing • DOL Audit Support

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Compare costs for medical procedures? You bet!

Compare costs for medical procedures? You bet!

High Deductible Plans - When it comes to medical tests or procedures do your research. Shop around, compare prices, ask questions, check quality ratings.

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